Ottawa County property record for 510 E St SE, Miami, OK 74354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1957 |
| Lot Size | 0.071 acres (3,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Feb 2026) |
| Tax Bill | $452 (2025) |
| Deeds & Mortgages | May 2008 Reverse Mortgage Feb 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15977 |
| Primary APN | 15977 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,125 sqft (0.071 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 900 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 15977 |
|---|---|
| Street Address | 510 E ST SE |
| City | MIAMI |
| State | OK |
| Zip | 74354-8206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LTS 5-10, BLK 8 (288/721) FRISCO-MIAMI ADDN |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 31 |
| Legal Subdivision | FRISCO |
| Legal Block | 8 |
| Legal Lot Number | 5-10 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 574600 |
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 510 E ST SE, MIAMI, OK 74354-8206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2008 | Deed of Trust, Mortgage · Reverse Mortgage FINANCIAL FREEDOM SENIOR FUNDING CORP |
| Feb 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP |
| Mar 27, 2025 | Warranty Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC |
| Mar 27, 2025 | Quit Claim Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC |
| Oct 2, 2015 | Warranty Deed, Transfer OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA COUNTY ABSTRACT & TIT |
| Feb 21, 2012 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage ARVEST BANK |
| Jun 22, 2011 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Mar 27, 2025 · Amount on Record |
| Deed Document Number | 2026479 |
| Deed Book / Page | 1252 / 596 |
| Prior Transfer Date | Mar 26, 2025 |
| Prior Transfer Doc | 001229/472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 510 E ST SE, MIAMI, OK 74354-8206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Title Company | OKLAHOMA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 000866/552 |
|---|---|
| Date | May 28, 2008 |
| Book Page | 0866/552 |
| Instrument | 2008-003089 |
| Name | FINANCIAL FREEDOM SENIOR FUNDING CORP |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 907 Months |
| Due | Dec 25, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.44% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2008 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 13.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Feb 2, 2026 |
| Property Address | 510 E ST SE, MIAMI, OK 74354-8206 |
| Document Number | 001252/596 |
| Book / Page | 1252 / 596 |
| Instrument Date | Jan 30, 2026 |
| Instrument | I-2026-000479 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | I2026000480 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | I-2026-000480 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Mar 27, 2025 |
| Property Address | 510 E ST SE, MIAMI, OK 74354-8206 |
| Document Number | 001229/468 |
| Book / Page | 1229 / 468 |
| Instrument Date | Mar 26, 2025 |
| Instrument | I-2025-001334 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $36.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 601 S MAIN ST, MIAMI, OK 74354-8301 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Mar 27, 2025 |
| Property Address | 510 E ST SE, MIAMI, OK 74354-8206 |
| Document Number | 001229/472 |
| Book / Page | 1229 / 472 |
| Instrument Date | Mar 26, 2025 |
| Instrument | I-2025-001335 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 601 S MAIN ST, MIAMI, OK 74354-8301 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Oct 2, 2015 |
| Property Address | 510 E ST SE, MIAMI, OK 74354-8206 |
| Document Number | 001017/647 |
| Book / Page | 1017 / 647 |
| Instrument Date | Oct 2, 2015 |
| Instrument | 2015-003845 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA COUNTY ABSTRACT & TIT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 E ST SE, MIAMI, OK 74354-8206 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Feb 21, 2012 |
| Property Address | 510 E ST SE, MIAMI, OK 74354-8206 |
| Document Number | 000943/585 |
| Book / Page | 0943 / 585 |
| Instrument Date | Jan 24, 2012 |
| Instrument | 2012-000777 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | OKLAHOMA TITLE & CLOSING INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 N MAIN ST STE 507, 507, MIAMI, OK 74354-6312 |
| Document Number | 000943/587 |
|---|---|
| Date | Feb 21, 2012 |
| Book Page | 0943/587 |
| Instrument | 2012-000778 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | JOPLIN, MO 64802 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 15, 2015 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Jun 22, 2011 |
| Property Address | 510 E ST SE, MIAMI, OK 74354-8206 |
| Document Number | 000930/691 |
| Book / Page | 0930 / 691 |
| Instrument Date | Jun 13, 2011 |
| Instrument | 2011-002654 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | DALLAS, TX 75265 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Miami City |
| Unified School District | Miami Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,736 (-51.97%) Land $276 Building $2,460 | $24,000 (-66.17%) Land $2,420 Building $21,580 | |
| 2025 | $452.00 (-1.31%) Homeowner's exemption | $5,696 (+3.02%) Land $662 Building $5,034 | $70,933 (-6.16%) Land $12,250 Building $58,683 |
| 2024 | $458.00 (+10.36%) Homeowner's exemption | $5,529 (+3%) Land $642 Building $4,887 | $75,588 (-2.25%) Land $12,250 Building $63,338 |
| 2023 | $415.00 (+6.68%) Homeowner's exemption | $5,368 (+2.99%) Land $603 Building $4,765 | $77,330 (-) Land $12,250 Building $65,080 |
| 2022 | $389.00 Homeowner's exemption | $5,212 Land $567 Building $4,645 | $77,330 Land $12,250 Building $65,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 85 (1986–2019) |
| Claims Outside the SFHA | 5 of 85 |
| Most Recent Claim | Jun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI serves 13,704 people · EPA ID OK2005813 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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