605 E St SE, Miami, OK 74354 Property Records

Ottawa County property record for 605 E St SE, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1977
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Aug 2026)
Tax Bill	$756 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2026 Transfer + 10 more
Flood Zone	Zone AE (high risk)
APN	`16021`

Property Details

APN / Parcel Number

Primary APN	`16021`
Alternative APN	`4080-00-014-025-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16021
Street Address	605 E ST SE
City	MIAMI
State	OK
Zip	74354-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 25-28, BLK 14 FRISCO-MIAMI ADDN
Legal Range	23E
Legal Township	28N
Legal Section	31
Legal Subdivision	FRISCO
Legal Block	14
Legal Lot Number	25-28
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2087
Census Tract	574600

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 E ST SE, MIAMI, OK 74354-8328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES
Feb 2, 2026	Affidavit of Death of Joint Tenant, Transfer OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C
Feb 2, 2026	Warranty Deed, Transfer OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C
Dec 22, 2025	Intrafamily Transfer, Transfer
Apr 10, 2023	Intrafamily Transfer, Transfer
Aug 4, 2009	Warranty Deed, Transfer · Conventional Mortgage PROMORTGAGE ASSOCIATES INC
May 21, 2009	Special Warranty Deed, Transfer ARVEST BANK
Apr 1, 2009	Sheriff's Deed, Foreclosure
Dec 23, 2008	Sheriff's Deed, Foreclosure
Mar 27, 2007	Warranty Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA
Aug 23, 2005	Affidavit of Death of Joint Tenant, Transfer
Aug 1, 2005	Warranty Deed, Transfer · Conventional Mortgage PRO MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Feb 2, 2026 · Amount on Record
Deed Document Number	20263921
Deed Book / Page	1269 / 47
Prior Transfer Date	Dec 18, 2025
Prior Transfer Doc	001249/733
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 10, 2026
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	0000003921
Book / Page	1269 / 47
Instrument Date	Aug 7, 2026
Instrument	20263921
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$21,058.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E ST SE, MIAMI, OK 74354-8328

Mortgage

Document Number	0000003922,
Date	Aug 10, 2026
Book Page	1269/50
Instrument	20263922

Lender

Name	MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	OTTAWA OK
Recording Date	Feb 2, 2026
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	001252/667
Book / Page	1252 / 667
Instrument Date	Jan 28, 2026
Instrument	I-2026-000489
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E ST SE, MIAMI, OK 74354-8328

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Feb 2, 2026
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	001252/671
Book / Page	1252 / 671
Instrument Date	Jan 28, 2026
Instrument	I-2026-000490
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1617, MIAMI, OK 74355-1617

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Dec 22, 2025
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	001249/733
Book / Page	1249 / 733
Instrument Date	Dec 18, 2025
Instrument	I-2025-006126
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E ST SE, MIAMI, OK 74354-8328

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Apr 10, 2023
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	001181/236
Book / Page	1181 / 236
Instrument Date	Apr 10, 2023
Instrument	I-2023-001509
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	600 S MAIN ST, NEWKIRK, OK 74647-6503

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 4, 2009
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	000892/720
Book / Page	0892 / 720
Instrument Date	Aug 3, 2009
Instrument	2009-004004
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E ST SE, MIAMI, OK 74354-8328

Mortgage

Document Number	2009004005
Date	Aug 4, 2009
Instrument	2009-004005

Lender

Name	PROMORTGAGE ASSOCIATES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2039

May 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	May 21, 2009
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	000888/354
Book / Page	0888 / 354
Instrument Date	May 13, 2009
Instrument	2009-002649
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1102 W BJ TUNNELL BLVD, MIAMI, OK 74354-4233

Mortgage

Document Number	2009002650
Date	May 21, 2009
Instrument	2009-002650

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 19, 2012

April 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 1, 2009
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	000885/382
Book / Page	0885 / 382
Instrument Date	Mar 17, 2009
Instrument	2009-001733
Transaction Type	Foreclosure
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 S GARNETT RD STE 250, 250, TULSA, OK 74146-5203
Mail Care Of	SECRETARY OF HUD
Investor	Possibly a Property Investor

December 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OTTAWA OK
Recording Date	Dec 23, 2008
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	000679/329
Book / Page	0679 / 329
Instrument Date	Dec 8, 2008
Instrument	2008-007246
Transaction Type	Foreclosure
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 S GARNETT RD STE 250, 250, TULSA, OK 74146-5203
Mail Care Of	PYRAMID REAL ESTATE SERVICES D3 LLC
Investor	Possibly a Property Investor

March 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 27, 2007
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	000835/765
Book / Page	0835 / 765
Instrument Date	Mar 23, 2007
Instrument	2007-001565
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E ST SE, MIAMI, OK 74354-8328

Mortgage

Document Number	000835/766
Date	Mar 27, 2007
Book Page	0835/766
Instrument	2007-001566

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037

August 2005: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	OTTAWA OK
Recording Date	Aug 23, 2005
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	000792/628
Book / Page	0792 / 628
Instrument Date	Jul 29, 2005
Instrument	2005-005112
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 1, 2005
Property Address	605 E ST SE, MIAMI, OK 74354-8328
Document Number	000790/767
Book / Page	0790 / 767
Instrument Date	Jul 29, 2005
Instrument	2005-004582
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E ST SE, MIAMI, OK 74354-8328

Mortgage

Document Number	000790/768
Date	Aug 1, 2005
Book Page	0790/768
Instrument	2005-004583

Lender

Name	PRO MORTGAGE INC
Address	BARTLESVILLE, OK 74006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,553 (-3.38%) Land $1,157 Building $7,396	$75,025 (-3.38%) Land $10,150 Building $64,875
2025	$756.00 (-1.31%) Homeowner's exemption	$8,852 (-0.21%) Land $1,157 Building $7,695	$77,650 (-7.73%) Land $10,150 Building $67,500
2024	$766.00 (+5.95%) Homeowner's exemption	$8,871 (+3.01%) Land $981 Building $7,890	$84,154 (-5.08%) Land $10,150 Building $74,004
2023	$723.00 (+6.17%) Homeowner's exemption	$8,612 (+2.99%) Land $918 Building $7,694	$88,660 (-) Land $8,050 Building $80,610
2022	$681.00 Homeowner's exemption	$8,362 Land $918 Building $7,444	$88,660 Land $8,050 Building $80,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	85 (1986–2019)
Claims Outside the SFHA	5 of 85
Most Recent Claim	Jun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2019 · 8 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 53 claims Severe Storms And Flooding, Apr 1994 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20