Chatham County property record for 523 E 31st St, Savannah, GA 31401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2009 |
| Lot Size | 0.069 acres (3,001 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,437 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0053-28-027 |
| Primary APN | 2-0053-28-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 3,001 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 184 sqft |
| Patio Area | 334 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 523 E 31ST ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31401-7310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM40 |
| Legal Description | LOT 33 BARRY WD |
| Legal Subdivision | SUB VICTORIAN |
| Legal Lot Number | 33 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
523 E 31st St is owned by a company that acquired it in January 2025.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1555 GRAPE ST, DENVER, CO 80220-1346 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FEDERAL CREDIT UNION |
| Jan 27, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2025 |
| Deed Sale | Jan 3, 2025 |
| Prior Sale | Aug 27, 2009 · Amount on File |
| Deed Book / Page | 3564 / 2 |
| Prior Transfer Date | Feb 27, 2015 |
| Prior Transfer Doc | 0004990768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 523 E 31ST ST, SAVANNAH, GA 31401-7310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 523 E 31ST ST, SAVANNAH, GA 31401-7310 |
| Document Number | 0000002250/0000000067 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 0000002250/0000000067 |
| Name | TEXAS TECH FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 523 E 31ST ST, SAVANNAH, GA 31401-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0997/006 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 0997/006 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2045 |
The 2025 property tax bill for 523 E 31st St was $5,437, down 14.6% from the year before.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,080 (+2.96%) Land $64,000 Building $131,080 | $487,700 (+2.96%) Land $160,000 Building $327,700 | |
| 2025 | $5,437.00 (-14.63%) | $189,480 Land $64,000 Building $125,480 | $473,700 Land $160,000 Building $313,700 |
| 2024 | $6,369.00 | ||
| 2023 | $156,720 (+19.82%) Land $32,000 Building $124,720 | $391,800 (+19.82%) Land $80,000 Building $311,800 | |
| 2022 | $5,415.00 | $130,800 Land $32,000 Building $98,800 | $327,000 Land $80,000 Building $247,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 E 31st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 523 E 31st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Brightspeed, ClearWave, Seimitsu, Verizon.
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