Chatham County property record for 514 E 31st St, Savannah, GA 31401
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 2 ba · 1,989 sqft · built 1900 |
| Lot Size | 0.129 acres (5,615 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,256 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0053-21-011 |
| Primary APN | 2-0053-21-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| 1st Floor Area | 4,245 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Multi-Family |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,615 sqft (0.129 acres) |
| Lot Dimensions | 104 ft deep x 54 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 212 sqft |
| Patio Area | 990 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 514 E 31ST ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31401-7311 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | TN-2 |
| Legal Description | LOTS J & 18 BARRY WARD PRB 30P 53 |
| Legal Subdivision | SUB VICTORIAN |
| Legal Lot Number | J,18 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 109 E 48TH ST, SAVANNAH, GA 31405-2122 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL LENDER LLC |
| Jul 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WORKMENS CIRCLE CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jun 23, 2026 |
| Property Address | 514 E 31ST ST, SAVANNAH, GA 31401-7311 |
| Document Number | 4014000493 |
| Book / Page | 4014 / 493 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 514 E 31ST ST, SAVANNAH, GA 31401-7311 |
| Document Number | 4014000493, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 4014/493 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 514 E 31ST ST, SAVANNAH, GA 31401-7311 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 514 E 31ST ST, SAVANNAH, GA 31401-7311 |
| Document Number | 0028510690 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 0000002851/0000000690 |
| Name | WORKMENS CIRCLE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2027 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,880 (+26.89%) Land $56,000 Building $307,880 | $909,700 (+26.89%) Land $140,000 Building $769,700 | |
| 2025 | $8,256.00 (+96.24%) | $286,760 (+73.58%) Land $56,000 Building $230,760 | $716,900 (+73.58%) Land $140,000 Building $576,900 |
| 2023 | $165,200 (-20.12%) Land $28,000 Building $137,200 | $413,000 (-20.12%) Land $70,000 Building $343,000 | |
| 2022 | $4,207.00 | $206,800 Land $28,000 Building $178,800 | $517,000 Land $70,000 Building $447,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Brightspeed, ClearWave, Seimitsu, Verizon.
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