515 E 31st St, Savannah, GA 31401 Property Records

Chatham County property record for 515 E 31st St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,496 sqft · built 2008
Lot Size	0.062 acres (2,701 sqft)
Owner	Company Name on Record
Last Sale	$555,000 (Feb 2024)
Tax Bill	$4,874 (2025)
Deeds & Mortgages	Feb 2024 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0053-28-024`

Property Details

APN / Parcel Number

Primary APN	`2-0053-28-024`
Alternative APN	`B346O408`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	100 ft deep x 27 ft wide

Exterior Amenities

Porch	Porch
Porch Area	296 sqft
Deck Area	176 sqft
Patio Area	472 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	515 E 31ST ST
City	SAVANNAH
State	GA
Zip	31401-7310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM40
Legal Description	LOT 51 BARRY WARD
Legal Subdivision	SUB VICTORIAN
Legal Lot Number	51
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1013
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3080 EMMONS AVE, ROCHESTER HILLS, MI 48307-5533
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Aug 17, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Book / Page	3312 / 388
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	00387Z0658
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 27, 2024
Property Address	515 E 31ST ST, SAVANNAH, GA 31401-7310
Document Number	0033120388
Book / Page	3312 / 388
Instrument Date	Feb 27, 2024
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E 31ST ST, SAVANNAH, GA 31401-7310

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	515 E 31ST ST, SAVANNAH, GA 31401-7310
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E 31ST ST, SAVANNAH, GA 31401-7310

Mortgage

Document Number	0000002511/0000000212
Date	Aug 31, 2021
Book Page	0000002511/0000000212

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 17, 2017
Property Address	515 E 31ST ST, SAVANNAH, GA 31401-7310
Document Number	0011550407
Book / Page	1155 / 407
Instrument Date	Aug 17, 2017
Instrument	2017-008475
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E 31ST ST, SAVANNAH, GA 31401-7310

Mortgage

Document Number	1155/408
Date	Aug 17, 2017
Book Page	1155/408
Instrument	30555430013

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,760 (+2.6%) Land $64,000 Building $161,760	$564,400 (+2.6%) Land $160,000 Building $404,400
2025	$4,874.00 (+239.89%)	$220,040 (+19.77%) Land $64,000 Building $156,040	$550,100 (+19.77%) Land $160,000 Building $390,100
2023	$1,434.00 (-64.53%)	$183,720 (+20.49%) Land $32,000 Building $151,720	$459,300 (+20.49%) Land $80,000 Building $379,300
2022	$4,043.00	$152,480 Land $32,000 Building $120,480	$381,200 Land $80,000 Building $301,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Brightspeed, ClearWave, Seimitsu, Verizon.

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