523 Arbor Meadow Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 523 Arbor Meadow Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,012 sqft · built 1991
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$512,038 (Nov 2024)
Tax Bill	$6,481 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24S-22-0963`

Property Details

APN / Parcel Number

Primary APN	`24S-22-0963`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,012 sqft Living Area
Gross Area	3,663 sqft
1st Floor Area	1,408 sqft
Basement Area	168 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	129 ft deep x 66 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft
Balcony Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 ARBOR MEADOW DR
City	BALLWIN
State	MO
Zip	63021-7368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ARBOR OAKS PLAT ONE 12 8 89 LOT 37
Legal Subdivision	ARBOR OAKS PLAT ONE
Legal Lot Number	37
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3002
Census Tract	217923

Owner

523 Arbor Meadow Dr is owned and occupied by two individuals who bought it in November 2024.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 ARBOR MEADOW DR, BALLWIN, MO 63021-7368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC
Sep 7, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on File
Deed Sale	Nov 21, 2024 · Amount on File
Prior Sale	Jun 26, 2024 · Amount on File
Deed Document Number	2024462
Prior Transfer Date	Apr 29, 2020
Prior Transfer Doc	0000000154
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 ARBOR MEADOW DR, BALLWIN, MO 63021-7368
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 ARBOR MEADOW DR, BALLWIN, MO 63021-7368

Mortgage

Document Number	2025081200207
Date	Aug 12, 2025
Instrument	2025081200207

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Dec 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 ARBOR MEADOW DR, BALLWIN, MO 63021-7368
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 ARBOR MEADOW DR, BALLWIN, MO 63021-7368

Mortgage

Document Number	0246781660
Date	Feb 26, 2021
Book Page	24678/1660
Instrument	2021022600241

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Sep 7, 2023
Property Address	523 ARBOR MEADOW DR, BALLWIN, MO 63021-7368
Document Number	2023090700217
Map Reference	MB 292 PG 61
Instrument Date	Aug 15, 2023
Instrument	2023090700217
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	523 ARBOR MEADOW DR, BALLWIN, MO 63021-7368
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 ARBOR MEADOW DR, BALLWIN, MO 63021-7368

Mortgage

Document Number	0242564948
Date	Aug 20, 2020
Book Page	24256/4948
Instrument	2020082001398

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 523 Arbor Meadow Dr was $6,481, up 2.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,830 (-) Land $36,250 Building $69,580	$557,000 (-) Land $190,800 Building $366,200
2025	$6,481.00 (+2.63%)	$105,830 Land $36,250 Building $69,580	$557,000 Land $190,800 Building $366,200
2024	$6,315.00 (+1.43%)
2023	$6,226.00 (+9.38%)	$97,680 (+19.78%) Land $25,380 Building $72,300	$514,100 Land $133,600 Building $380,500
2022	$5,692.00	$81,550 Land $20,620 Building $60,930
2021			$429,200 Land $108,500 Building $320,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 Arbor Meadow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Arbor Meadow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Arbor Meadow Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures