Collin County property record for 5229 Bear Valley Dr, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,444 sqft · built 2010 |
| Owner | Individual Name on File |
| Tax Bill | $7,212 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-9746-00F-0130-1 |
| Primary APN | R-9746-00F-0130-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| Gross Area | 2,868 sqft |
| 2nd Floor Area | 602 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2655359 |
|---|---|
| Street Address | 5229 BEAR VALLEY DR |
| City | MCKINNEY |
| State | TX |
| Zip | 75071-8330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT VIEW LAKE PHASE TWO (CMC), BLK F, LOT 13 |
| Legal Subdivision | SUMMIT VIEW LAKE PHASE TWO (CMC) |
| Legal Phase | 2 |
| Legal Block | F |
| Legal Lot Number | 13 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 30301 |
Source: Collin County records · APN R-9746-00F-0130-1
Assessment roll updated August 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5229 BEAR VALLEY DR, MCKINNEY, TX 75071-8330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Mar 04, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 03, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 |
| Deed Sale | Sep 27, 2023 |
| Prior Sale | Dec 17, 2015 |
| Deed Document Number | 2023000111519 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Sep 27, 2023 |
| Property Address | 5229 BEAR VALLEY DR, MCKINNEY, TX 75071-8330 |
| Document Number | 2023000111519 |
| Map Reference | VOL 2009 PG 158 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023000111519 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5229 BEAR VALLEY DR, MC KINNEY, TX 75071-8330 |
| Document Number | 2023000111520 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023000111520 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 5229 BEAR VALLEY DR, MCKINNEY, TX 75071-8330 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000435540 |
|---|---|
| Date | Mar 04, 2021 |
| Instrument | 20210304000435540 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 5229 BEAR VALLEY DR, MCKINNEY, TX 75071-8330 |
| Document Number | 0000022080 |
| Instrument Date | Dec 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2020 |
| Title Company | MORTGAGE CONNECT ESCROW INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5229 BEAR VALLEY DR MCKINNEY TX 750718330, MCKINNEY, TX 75071-8330 |
| Document Number | 0000022080 |
|---|---|
| Date | Jan 06, 2020 |
| Instrument | 22080 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $449,539 (-6.84%) Land $105,000 Building $344,539 | $449,539 (-6.84%) Land $105,000 Building $344,539 | |
| 2024 | $7,212.00 (+4.25%) | ||
| 2023 | $482,538 Land $105,000 Building $377,538 | $482,538 Land $105,000 Building $377,538 | |
| 2022 | $6,918.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 563 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MCKINNEY serves 224,043 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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