5228 Bear Valley Dr, McKinney, TX 75071 Property Records

Collin County property record for 5228 Bear Valley Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,327 sqft · built 2010
Owner	Owner on Record
Tax Bill	$4,738 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-9746-00I-0120-1`

Property Details

APN / Parcel Number

Primary APN	`R-9746-00I-0120-1`
Alternative APN	`2655434`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,327 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,327 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2655434
Street Address	5228 BEAR VALLEY DR
City	MCKINNEY
State	TX
Zip	75071-8316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT VIEW LAKE PHASE TWO (CMC), BLK I, LOT 12
Legal Subdivision	SUMMIT VIEW LAKE PHASE TWO (CMC)
Legal Phase	2
Legal Block	I
Legal Lot Number	12
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4002
Census Tract	30301

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner on Record
Mailing Address	1309 SUMMER LN, MCKINNEY, TX 75071-1235
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU
Mar 10, 2018	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2010
Deed Sale	Jun 17, 2010
Deed Document Number	20100617000616450
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5228 BEAR VALLEY DR, MCKINNEY, TX 75071-8316
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001962790
Date	Sep 27, 2021
Instrument	20210927001962790

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5228 BEAR VALLEY DR, MCKINNEY, TX 75071-8316
Document Number	0000321170
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5228 BEAR VALLEY DR MCKINNEY TX 750718316, MCKINNEY, TX 75071-8316

Mortgage

Document Number	0000321170
Date	Mar 16, 2018
Instrument	321170

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,792 (-5.44%) Land $126,788 Building $225,004	$351,792 (-5.44%) Land $126,788 Building $225,004
2024	$4,738.00 (-5.82%)
2023		$372,030 Land $126,788 Building $245,242	$372,030 Land $126,788 Building $245,242
2022	$5,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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