5227 Torrence Ave, Hammond, IN 46320 Property Records

Lake County property record for 5227 Torrence Ave, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,462 sqft · built 2022
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Tax Bill	$4,074 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0366-0015`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0366-0015`
Alternative APNs	`45-02-36-280-004.000-023` `263403660015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,462 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	8,538 sqft (0.196 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-34-0366-0015
Old Parcel Number	263403660015
Street Address	5227 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46320-2187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MILLENNIUM ADDITION LOT 15
Legal Subdivision	MILLENNIUM ADD
Legal Lot Number	15
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2002
Census Tract	20600

Owner

5227 Torrence Ave is owned and occupied by an individual who acquired it in September 2022.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5227 TORRENCE AVE, HAMMOND, IN 46320-2187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 15, 2021	Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Jan 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022
Deed Sale	Sep 9, 2022
Prior Sale	Jan 2, 2020
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	2021-022810
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	5227 TORRENCE AVE, HAMMOND, IN 46320-2187
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037344
Date	Sep 13, 2022
Instrument	2022-537344

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 15, 2021
Property Address	5227 TORRENCE AVE, HAMMOND, IN 46320-2187
Document Number	0000022810
Map Reference	MB 84 PG 79
Instrument Date	Feb 26, 2021
Instrument	2021-022810
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 JOLIET ST, DYER, IN 46311-1922
Investor	Possibly a Property Investor

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jan 2, 2020
Property Address	5227 TORRENCE AVE, HAMMOND, IN 46320-2187
Document Number	0000000201
Instrument Date	Dec 31, 2019
Instrument	201
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5925 CALUMET AVE HAMMOND IN 463202556, HAMMOND, IN 46320-2556

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$350,100 Land $62,700 Building $287,400	$350,100 Land $62,700 Building $287,400
2024	$4,074.00
2023		$296,100 (+9,153.13%) Land $25,500 Building $270,600	$296,100 (+9,153.13%) Land $25,500 Building $270,600
2022	$66.00	$3,200 Land $3,200	$3,200 Land $3,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5227 Torrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5227 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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