5218 Torrence Ave, Hammond, IN 46320 Property Records

Lake County property record for 5218 Torrence Ave, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,805 sqft · built 2008
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Tax Bill	$3,375 (2024)
Deeds & Mortgages	Apr 2022 Second Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0366-0021`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0366-0021`
Alternative APNs	`45-02-36-278-008.000-023` `263403660021`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,805 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-34-0366-0021
Old Parcel Number	263403660021
Street Address	5218 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46320-2098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Description	MILLENNIUM ADDITION LOT 21
Legal Subdivision	MILLENNIUM ADD
Legal Lot Number	21
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2001
Census Tract	20600

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5218 TORRENCE AVE, HAMMOND, IN 46320-2098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY LOAN SERVICING LLC
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2016
Deed Sale	Oct 21, 2016
Prior Sale	Apr 11, 2008
Deed Document Number	2016 070960
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	5218 TORRENCE AVE, HAMMOND, IN 46320-2098
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5218 TORRENCE AVE, HAMMOND, IN 46320-2098

Mortgage

Document Number	0000017336
Date	Apr 25, 2022
Instrument	2022-517336

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	5218 TORRENCE AVE, HAMMOND, IN 46320-2098
Document Number	0000019797
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5218 TORRENCE AVE HAMMOND IN 463202098, HAMMOND, IN 46320-2098

Mortgage

Document Number	0000019797
Date	Mar 23, 2020
Instrument	19797

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,200 (+17.63%) Land $15,700 Building $272,500	$288,200 (+17.63%) Land $15,700 Building $272,500
2024	$3,375.00 (+8.45%)
2023		$245,000 (+5.79%) Land $15,700 Building $229,300	$245,000 (+5.79%) Land $15,700 Building $229,300
2022	$3,112.00 Homeowner's exemption	$231,600 Land $15,700 Building $215,900	$231,600 Land $15,700 Building $215,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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