5224 Torrence Ave, Hammond, IN 46320 Property Records

Lake County property record for 5224 Torrence Ave, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jul 2025)
Tax Bill	$134 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0366-0022`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0366-0022`
Alternative APNs	`45-02-36-278-009.000-023` `263403660022`

Exterior

Lot Area	9,017 sqft (0.207 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	007-26-34-0366-0022
Old Parcel Number	263403660022
Street Address	5224 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46320-2098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MILLENNIUM ADDITION LOT 22
Legal Subdivision	MILLENNIUM ADD
Legal Lot Number	22
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2001
Census Tract	20600

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5224 TORRENCE AVE, HAMMOND, IN 46320-2098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Oct 16, 2024	Warranty Deed, Transfer · Commercial Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Nov 5, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jan 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Oct 16, 2024
Deed Document Number	2025-526505
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 21, 2025
Property Address	5224 TORRENCE AVE, HAMMOND, IN 46320-2098
Document Number	0000026505
Map Reference	MB 84 PG 79
Instrument Date	Jul 18, 2025
Instrument	2025-526505
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5224 TORRENCE AVE, HAMMOND, IN 46320-2098

Mortgage

Document Number	0000026506
Date	Jul 21, 2025
Instrument	2025-526506

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 16, 2024
Property Address	5224 TORRENCE AVE, HAMMOND, IN 46320-2098
Document Number	0000035066
Map Reference	MB 84 PG 79
Instrument Date	Oct 7, 2024
Instrument	2024-535066
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5037 WHITE OAK AVE, EAST CHICAGO, IN 46312-3659

Mortgage

Document Number	0000035067
Date	Oct 16, 2024
Instrument	2024-535067

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 5, 2020
Property Address	5224 TORRENCE AVE, HAMMOND, IN 46320-2098
Document Number	0000080580
Instrument Date	Oct 29, 2020
Instrument	80580
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jan 2, 2020
Property Address	5224 TORRENCE AVE, HAMMOND, IN 46320-2098
Document Number	0000000204
Instrument Date	Dec 31, 2019
Instrument	204
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,700 (+7,881.25%) Land $1,600 Building $126,100	$127,700 (+7,881.25%) Land $1,600 Building $126,100
2024	$134.00 (-3.6%)	$1,600 (-52.94%) Land $1,600	$1,600 (-52.94%) Land $1,600
2023		$3,400 (-) Land $3,400	$3,400 (-) Land $3,400
2022	$139.00	$3,400 Land $3,400	$3,400 Land $3,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Torrence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures