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5227 Rambling Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5227 Rambling Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,720 sqft · built 2021
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$293,470 (Mar 2021)
Tax Bill$5,274 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202531547700010390

Property Details

APN / Parcel Number

Primary APN202531547700010390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,720 sqft Heated Area
Gross Area2,392 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5227 RAMBLING RD
CitySAINT CLOUD
StateFL
Zip34771-9557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWIGGINS RESERVE PB 27 PG 41 LOT 39
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionWIGGINS RESERVE
Legal Tract5477
Legal Lot Number39
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 202531547700010390

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5227 RAMBLING RD, SAINT CLOUD, FL 34771-9557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2021 · Amount on Record
Deed SaleMar 03, 2021 · Amount on Record
Deed Document Number2021031190
Deed Book / Page5903 / 709
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 03, 2021
Property Address5227 RAMBLING RD, SAINT CLOUD, FL 34771-9557
Document Number0059030709
Book / Page5903 / 709
Map ReferenceMB 27 PG 41
Instrument DateFeb 26, 2021
Instrument2021031190
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,054.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5227 RAMBLING RD, SAINT CLOUD, FL 34771-9557

Mortgage

Document Number0005903710
DateMar 03, 2021
Instrument5903/710
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,274.00 (+2.65%) Homeowner's exemption$370,100 (+1.79%) Land $66,000 Building $304,100$370,100 (+1.79%) Land $66,000 Building $304,100
2023$5,138.00 (+2.15%) Homeowner's exemption$363,600 (+14.09%) Land $66,000 Building $297,600$363,600 (+14.09%) Land $66,000 Building $297,600
2022$5,030.00$318,700 Land $66,000 Building $252,700$318,700 Land $66,000 Building $252,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 415 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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