5219 Rambling Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5219 Rambling Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,720 sqft · built 2021
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$290,420 (Feb 2021)
Tax Bill$4,983 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202531547700010370

Property Details

APN / Parcel Number

Primary APN202531547700010370

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,720 sqft Heated Area
Gross Area2,271 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Patio Area121 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5219 RAMBLING RD
CitySAINT CLOUD
StateFL
Zip34771-9557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWIGGINS RESERVE PB 27 PG 41 LOT 37
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionWIGGINS RESERVE
Legal Tract5477
Legal Lot Number37
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5219 RAMBLING RD, SAINT CLOUD, FL 34771-9557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 24, 2021 · Amount on Record
Deed SaleFeb 24, 2021 · Amount on Record
Deed Document Number2021026823
Deed Book / Page5897 / 1845
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 24, 2021
Property Address5219 RAMBLING RD, SAINT CLOUD, FL 34771-9557
Document Number0058971845
Book / Page5897 / 1845
Map ReferenceMB 27 PG 41
Instrument DateFeb 19, 2021
Instrument2021026823
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,033.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address5219 RAMBLING RD, SAINT CLOUD, FL 34771-9557

Mortgage

Document Number0058971846
DateFeb 24, 2021
Instrument5897/1846
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,983.00 (+6.93%) Homeowner's exemption$349,113 (+5.99%)$370,900 (+1.76%) Land $66,000 Building $304,900
2023$4,660.00 (+3.9%) Homeowner's exemption$329,394 (+3%)$364,500 (+13.98%) Land $66,000 Building $298,500
2022$4,485.00 Homeowner's exemption$319,800 Land $66,000 Building $253,800$319,800 Land $66,000 Building $253,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Rambling Rd

Nearby Streets

Search Property Records by Address or Parcel Number