Osceola County property record for 5207 Rambling Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,800 sqft · built 2020 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jun 2023) |
| Tax Bill | $7,727 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202531547700010340 |
| Primary APN | 202531547700010340 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,800 sqft Heated Area |
| Gross Area | 3,584 sqft Gross Area |
| Stories | 2 Stories |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished |
| Pool Area | 325 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 864 sqft Deck |
| Porch | Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5207 RAMBLING RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIGGINS RESERVE PB 27 PG 41 LOT 34 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | WIGGINS RESERVE |
| Legal Tract | 5477 |
| Legal Lot Number | 34 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 202531547700010340
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5170 HIGHBURY CIR, SARASOTA, FL 34238-2797 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2023 | Warranty Deed, Transfer · Conventional Mortgage MY MORTGAGE INC |
| Feb 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 21, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 09, 2023 · Amount on Record |
| Deed Sale | Jun 09, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2020 · Amount on Record |
| Deed Document Number | 2023075098 |
| Deed Book / Page | 6422 / 1988 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 09, 2023 |
| Property Address | 5207 RAMBLING RD, SAINT CLOUD, FL 34771-9557 |
| Document Number | 0064221988 |
| Book / Page | 6422 / 1988 |
| Map Reference | MB 27 PG 41 |
| Instrument Date | May 01, 2023 |
| Instrument | 2023075098 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | GOLDEN KEY TITLE SERVICES LLC, GOLDEN KEY TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3118 JAN DR, ORLANDO, FL 32806-6652 |
| Name | Verified Name |
|---|---|
| Address | 5170 HIGHBURY CIR, SARASOTA, FL 34238-2797 |
| Document Number | 0064221990 |
|---|---|
| Date | Jun 09, 2023 |
| Instrument | 6422/1990 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5207 RAMBLING RD, SAINT CLOUD, FL 34771-9557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5207 RAMBLING RD, SAINT CLOUD, FL 34771-9557 |
| Document Number | 0061412025 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 6141/2025 |
| Instrument | 2022017420 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 21, 2020 |
| Property Address | 5207 RAMBLING RD, SAINT CLOUD, FL 34771-9557 |
| Document Number | 0056782558 |
| Book / Page | 5678 / 2558 |
| Map Reference | MB 27 PG 41 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020026197 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782 |
| Name | Verified Name |
|---|---|
| Address | 5207 RAMBLING RD, SAINT CLOUD, FL 34771-9557 |
| Document Number | 0056782559 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 5678/2559 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,727.00 (+12.92%) | $506,300 (+2.1%) Land $66,000 Building $440,300 | $506,300 (+2.1%) Land $66,000 Building $440,300 |
| 2023 | $6,843.00 (+11.2%) | $495,900 (+13.84%) Land $66,000 Building $429,900 | $495,900 (+13.84%) Land $66,000 Building $429,900 |
| 2022 | $6,154.00 | $435,600 Land $66,000 Building $369,600 | $435,600 Land $66,000 Building $369,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 415 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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