5227 Ladybug Ln, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 5227 Ladybug Ln, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2,226 sqft · built 2016
Owner	Individual Name on File
Last Sale	$305,900 (Aug 2018)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071K-B-042.00-000`

Property Details

APN / Parcel Number

Primary APN	`071K-B-042.00-000`
Alternative APNs	`071K B 04200` `R0109782`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,226 sqft Living Area
1st Floor Area	1,417 sqft
Upper Floors Area	809 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Dimensions	165 ft deep x 47.3 ft wide
Garage Type	Attached
Garage Area	460 sqft
Porch	Patio

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0109782
Street Address	5227 LADYBUG LN
City	MURFREESBORO
State	TN
Zip	37129-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THISTLE DOWNS SEC 3
Legal Lot Number	109
Jurisdiction	RUTHERFORD TN
Township / Civil Division	19
Census Block Group	3
Census Block	3034
Census Tract	40309

Owner

5227 Ladybug Ln is owned and occupied by an individual who bought it in August 2018.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	5227 LADYBUG LN, MURFREESBORO, TN 37129-3796
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on File
Deed Sale	Aug 27, 2018 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Document Number	20182164191
Deed Book / Page	1704 / 2335
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5227 LADYBUG LN, MURFREESBORO, TN 37129-3796
Document Number	RB18211377
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5227 LADYBUG LN MURFREESBORO TN 371293796, MURFREESBORO, TN 37129-3796

Mortgage

Document Number	RB18211377
Date	Oct 4, 2019
Book Page	001821/001377
Instrument	2232762

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 3, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 27, 2018
Property Address	5227 LADYBUG LN, MURFREESBORO, TN 37129-3796
Document Number	RB17042335
Book / Page	001704 / 002335
Instrument Date	Aug 20, 2018
Instrument	2164191
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	TRI-STAR TITLE AND ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.83
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5227 LADYBUG LN MURFREESBORO TN 371293796, MURFREESBORO, TN 37129-3796

Mortgage

Document Number	RB17042337
Date	Aug 27, 2018
Book Page	001704/002337
Instrument	2164192

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5227 Ladybug Ln was $2,786.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,325 (+28.28%) Land $35,000 Building $91,325	$505,300 Land $140,000 Building $365,300
2025	$2,786.00	$98,475 Land $16,250 Building $82,225
2023	$2,786.00	$98,475 Land $16,250 Building $82,225	$393,900 (-) Land $65,000 Building $328,900
2022			$393,900 Land $65,000 Building $328,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5227 Ladybug Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5227 Ladybug Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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