5223 Ladybug Ln, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 5223 Ladybug Ln, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2,888 sqft · built 2016
Owner	2 Individual Names on File
Last Sale	$340,611 (Nov 2016)
Tax Bill	$3,077 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071K-B-043.00-000`

Property Details

APN / Parcel Number

Primary APN	`071K-B-043.00-000`
Alternative APNs	`071K B 04300` `R0109783`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	2,888 sqft Living Area
1st Floor Area	1,922 sqft
Upper Floors Area	966 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Dimensions	140 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	99 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0109783
Street Address	5223 LADYBUG LN
City	MURFREESBORO
State	TN
Zip	37129-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THISTLE DOWNS SEC 3
Legal Lot Number	110
Jurisdiction	RUTHERFORD TN
Township / Civil Division	19
Census Block Group	3
Census Block	3034
Census Tract	40309

Owner

5223 Ladybug Ln is owned and occupied by two individuals who bought it in November 2016.

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5223 LADYBUG LN, MURFREESBORO, TN 37129-3796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 12, 2024	Deed of Trust, Mortgage · Closed-End Mortgage VERITAS FCU
Feb 15, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2016 · Amount on File
Deed Sale	Nov 17, 2016 · Amount on File
Prior Sale	Apr 22, 2016 · Amount on File
Deed Document Number	20162054253
Deed Book / Page	1524 / 1399
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5223 LADYBUG LN, MURFREESBORO, TN 37129-3796
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 LADYBUG LN, MURFREESBORO, TN 37129-3796

Mortgage

Document Number	0024102348
Date	Feb 6, 2024
Book Page	2410/2348
Instrument	2531208

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5223 LADYBUG LN, MURFREESBORO, TN 37129-3796
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 LADYBUG LN, MURFREESBORO, TN 37129-3796

Mortgage

Document Number	0024052142
Date	Jan 12, 2024
Book Page	2405/2142
Instrument	2528590

Lender

Name	VERITAS FCU
Type	Credit Union
Address	SMYRNA, TN 37167

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5223 LADYBUG LN, MURFREESBORO, TN 37129-3796
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5223 LADYBUG LN, MURFREESBORO, TN 37129-3796

Mortgage

Document Number	0022073216
Date	Feb 15, 2022
Book Page	2207/3216
Instrument	2423695

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5223 Ladybug Ln was $3,077.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,775 (+26.63%) Land $35,000 Building $102,775	$551,100 Land $140,000 Building $411,100
2025	$3,077.00	$108,800 Land $16,250 Building $92,550
2023	$3,077.00	$108,800 Land $16,250 Building $92,550	$435,200 (-) Land $65,000 Building $370,200
2022			$435,200 Land $65,000 Building $370,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5223 Ladybug Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5223 Ladybug Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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