5215 Ladybug Ln, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 5215 Ladybug Ln, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2,142 sqft · built 2016
Owner	2 Individual Names on Record
Last Sale	$361,500 (Feb 2021)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071K-B-045.00-000`

Property Details

APN / Parcel Number

Primary APN	`071K-B-045.00-000`
Alternative APNs	`071K B 04500` `R0109785`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,142 sqft Living Area
1st Floor Area	1,314 sqft
Upper Floors Area	828 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Dimensions	140 ft deep x 83.1 ft wide
Garage Type	Attached
Garage Area	517 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0109785
Street Address	5215 LADYBUG LN
City	MURFREESBORO
State	TN
Zip	37129-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THISTLE DOWNS SEC 3
Legal Lot Number	112
Jurisdiction	RUTHERFORD TN
Township / Civil Division	19
Census Block Group	3
Census Block	3034
Census Tract	40309

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5215 LADYBUG LN, MURFREESBORO, TN 37129-3796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit F & M BANK
Feb 9, 2021	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Nov 7, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	20212339219
Deed Book / Page	2035 / 2700
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	5215 LADYBUG LN, MURFREESBORO, TN 37129-3796
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5215 LADYBUG LN, MURFREESBORO, TN 37129-3796

Mortgage

Document Number	0023861225
Date	Oct 23, 2023
Book Page	2386/1225
Instrument	2518542

Lender

Name	F & M BANK
Type	Bank
Address	MOUNT JULIET, TN 37122

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 9, 2021
Property Address	5215 LADYBUG LN, MURFREESBORO, TN 37129-3796
Document Number	20352700
Book / Page	2035 / 2700
Map Reference	MB 38 PG 159
Instrument Date	Jan 29, 2021
Instrument	2339219
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	BROKER TITLE AND ESCROW LLC, BROKER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5215 LADYBUG LN, MURFREESBORO, TN 37129-3796

Mortgage

Document Number	20352703
Date	Feb 9, 2021
Instrument	2035-2703

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 7, 2017
Property Address	5215 LADYBUG LN, MURFREESBORO, TN 37129-3796
Document Number	RB16233879
Book / Page	001623 / 003879
Instrument Date	Oct 27, 2017
Instrument	2115698
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ADVANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5215 LADYBUG LN MURFREESBORO TN 371293796, MURFREESBORO, TN 37129-3796

Mortgage

Document Number	RB16233881
Date	Nov 7, 2017
Book Page	001623/003881
Instrument	2115699

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,075 (+28.98%) Land $35,000 Building $87,075	$488,300 (+28.98%) Land $140,000 Building $348,300
2025	$2,678.00	$94,650 (-) Land $16,250 Building $78,400
2023	$2,678.00	$94,650 Land $16,250 Building $78,400	$378,600 (-) Land $65,000 Building $313,600
2022			$378,600 Land $65,000 Building $313,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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