5225 Spoonbill Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 5225 Spoonbill Ln, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,698 sqft · built 2008
Lot Size	0.197 acres (8,616 sqft)
Owner	Owner Name on File
Last Sale	$388,974 (Feb 2009)
Tax Bill	$5,510 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`508866`

Property Details

APN / Parcel Number

Primary APN	`508866`
Alternative APNs	`390233 202463 0000` `99480`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft
Basement Area	1,449 sqft
Finished Basement	1,449 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,616 sqft (0.197 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	56 sqft
Deck Area	344 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	508866
Street Address	5225 SPOONBILL LN
City	FERNDALE
State	WA
Zip	98248-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	LABOUNTY ESTATES LOT 47
Legal Range	02
Legal Township	39
Legal Section	33
Legal Subdivision	LABOUNTY ESTATES
Legal Lot Number	47
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1002
Census Tract	201

Owner

The current owner of 5225 Spoonbill Ln acquired it in January 2014.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Owner Name on File
Mailing Address	5225 SPOONBILL LN, FERNDALE, WA 98248-7803
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2009 · Amount on File
Deed Sale	Feb 20, 2009 · Amount on File
Prior Sale	Feb 20, 2009 · Amount on File
Deed Document Number	2090202724
Last Transfer Date	Jan 2, 2014
Transfer Doc	2140100022
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5225 SPOONBILL LN, FERNDALE, WA 98248-7803
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000501502
Date	May 10, 2021
Instrument	2021-0501502

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	080

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5225 Spoonbill Ln was $5,510.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,510.00	$735,579 Land $224,070 Building $511,509	$735,579 Land $224,070 Building $511,509
2022		$692,875 Land $148,834 Building $544,041	$692,875 Land $148,834 Building $544,041
2021	$5,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5225 Spoonbill Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Dec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5225 Spoonbill Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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