5201 Spoonbill Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 5201 Spoonbill Ln, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,726 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$155,965 (Mar 2019)
Tax Bill	$4,833 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390233-202432-0000`

Property Details

APN / Parcel Number

Primary APN	`390233-202432-0000`
Alternative APNs	`559324` `99475`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,726 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	1,482 sqft
Basement Area	1,244 sqft
Finished Basement	1,244 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	20 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	99475
Street Address	5201 SPOONBILL LN
City	FERNDALE
State	WA
Zip	98248-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	LABOUNTY ESTATES LOT 43
Legal Range	02
Legal Township	39
Legal Section	33
Legal Subdivision	LABOUNTY ESTATES
Legal Block	1
Legal Lot Number	43
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1002
Census Tract	201

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5201 SPOONBILL LN, FERNDALE, WA 98248-7803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 18, 2019	Quit Claim Deed, Transfer QUICKEN LNS
Mar 18, 2019	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HLDGS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Sep 30, 2010 · Amount on Record
Deed Document Number	2019301412
Prior Transfer Date	Oct 23, 2018
Prior Transfer Doc	0000301412
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5201 SPOONBILL LN, FERNDALE, WA 98248-7803
Document Number	2200201614
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 SPOONBILL LN FERNDALE WA 982487803, FERNDALE, WA 98248-7803

Mortgage

Document Number	2200201614
Date	Feb 18, 2020
Instrument	201614

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 17, 2035

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 18, 2019
Property Address	5201 SPOONBILL LN, FERNDALE, WA 98248-7803
Document Number	2190301412
Instrument Date	Oct 23, 2018
Instrument	301412
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HLDGS INC

Transaction

Amount	Amount Recorded
Tax	$2,781.18
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 SPOONBILL LN FERNDALE WA 982487803, FERNDALE, WA 98248-7803

Mortgage

Document Number	2190301411
Date	Mar 18, 2019
Instrument	301411

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 17, 2039

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 18, 2019
Property Address	5201 SPOONBILL LN, FERNDALE, WA 98248-7803
Document Number	2190301410
Instrument Date	Mar 9, 2017
Instrument	301410
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM HLDGS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 SPOONBILL LN FERNDALE WA 982487803, FERNDALE, WA 98248-7803

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,833.00 (+4.02%)	$646,703 (+3.73%) Land $203,700 Building $443,003	$646,703 (+3.73%) Land $203,700 Building $443,003
2022		$623,426 Land $148,834 Building $474,592	$623,426 Land $148,834 Building $474,592
2021	$4,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Dec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, Verizon.

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