5216 Spoonbill Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 5216 Spoonbill Ln, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,135 sqft · built 2007
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$102,280 (Jun 2006)
Tax Bill$4,395 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN390233-219452-0000

Property Details

APN / Parcel Number

Primary APN390233-219452-0000
Alternative APNs
  • 549004
  • 99499

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,135 sqft Living Area
Gross Area2,851 sqft
1st Floor Area1,135 sqft
FlooringCarpet
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area647 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Concrete/Masonry Porch
Porch Area69 sqft
Deck Area240 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number99499
Street Address5216 SPOONBILL LN
CityFERNDALE
StateWA
Zip98248-7803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal DescriptionLABOUNTY ESTATES LOT 8
Legal Range02
Legal Township39
Legal Section33
Legal SubdivisionLABOUNTY ESTATES
Legal Block1
Legal Lot Number8
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1002
Census Tract201

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5216 SPOONBILL LN, FERNDALE, WA 98248-7803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Feb 9, 2018Warranty Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2006 · Amount on Record
Deed SaleJun 28, 2006 · Amount on Record
Prior SaleSep 30, 2005 · Amount on Record
Deed Document Number2006605005
Prior Transfer DateJun 21, 2006
Prior Transfer Doc0000605006
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5216 SPOONBILL LN, FERNDALE, WA 98248-7803
Document Number2181201394
Instrument DateDec 6, 2018
Transaction TypeMortgage
Record UpdatedDec 27, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

NameVerified Name
Address5216 SPOONBILL LN FERNDALE WA 982487803, FERNDALE, WA 98248-7803

Mortgage

Document Number2181201394
DateDec 17, 2018
Instrument1201394
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 16, 2048
Interest
Rate TypeAdjustable Rate

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 9, 2018
Property Address5216 SPOONBILL LN, FERNDALE, WA 98248-7803
Document Number2180200915
Instrument DateFeb 6, 2018
Instrument200915
Transaction TypeTransfer
Record UpdatedFeb 22, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$5,345.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5216 SPOONBILL LN FERNDALE WA 982487803, FERNDALE, WA 98248-7803

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,395.00 (+4.87%)$587,895 (+4.53%) Land $203,700 Building $384,195$587,895 (+4.53%) Land $203,700 Building $384,195
2022$562,401 Land $148,834 Building $413,567$562,401 Land $148,834 Building $413,567
2021$4,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2021–2022)
Most Recent ClaimDec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250

May also be available: Astound Broadband, Verizon.

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