5205 Setter Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 5205 Setter Rd, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,284 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,111 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040.14-01-18`

Property Details

APN / Parcel Number

Primary APN	`040.14-01-18`
Alternative APNs	`000015232` `04014 118`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,284 sqft Finished Area
Gross Area	4,190 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	000015232
Street Address	5205 SETTER RD
City	ROANOKE
State	VA
Zip	24012-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1 BLK 2 SEC 1 REV MAP HUNTRIDGE
Legal Subdivision	HUNTRIDGE
Legal Block	2
Legal Lot Number	1
Jurisdiction	ROANOKE VA
Township / Civil Division	HOLLINS
Census Block Group	3
Census Block	3028
Census Tract	31202

Owner

Source: Roanoke County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5205 SETTER RD, ROANOKE, VA 24012-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Dec 8, 2021	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MTG
Mar 11, 2020	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
May 4, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 13, 2018	Grant Deed, Transfer · VA Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020
Deed Sale	Mar 11, 2020
Prior Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	20202485
Prior Transfer Date	Feb 21, 2020
Prior Transfer Doc	0000002485
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Recording Date	May 1, 2026
Property Address	5205 SETTER RD, ROANOKE, VA 24012-8518
Document Number	0000003778
Instrument Date	Apr 22, 2026
Instrument	20263778
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 SETTER RD, ROANOKE, VA 24012-8518

Mortgage

Document Number	0000003778,
Date	May 1, 2026
Instrument	20263778

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Dec 8, 2021
Property Address	5205 SETTER RD, ROANOKE, VA 24012-8518
Document Number	0000017607
Map Reference	MB 9 PG 200
Instrument Date	Dec 6, 2021
Instrument	202117607
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5205 SETTER RD, ROANOKE, VA 24012-8518

Mortgage

Document Number	0000017608
Date	Dec 8, 2021
Instrument	202117608

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	5205 SETTER RD, ROANOKE, VA 24012-8518
Document Number	0000004174
Instrument Date	Mar 12, 2021
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 SETTER RD ROANOKE VA 240128518, ROANOKE, VA 24012-8518

Mortgage

Document Number	0000004174
Date	Mar 25, 2021
Instrument	4174

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROANOKE VA
Recording Date	Mar 11, 2020
Property Address	5205 SETTER RD, ROANOKE, VA 24012-8518
Document Number	0000002485
Instrument Date	Feb 21, 2020
Instrument	2485
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 SETTER RD ROANOKE VA 240128518, ROANOKE, VA 24012-8518

Mortgage

Document Number	2486
Date	Mar 11, 2020
Instrument	2486

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	5205 SETTER RD, ROANOKE, VA 24012-8518
Document Number	0000003932
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5205 SETTER RD ROANOKE VA 240128518, ROANOKE, VA 24012-8518

Mortgage

Document Number	0000003932
Date	May 9, 2019
Instrument	3932

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Interest

Rate	3.99%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE VA
Recording Date	Mar 13, 2018
Property Address	5205 SETTER RD, ROANOKE, VA 24012-8518
Document Number	0000002248
Instrument Date	Mar 7, 2018
Instrument	2248
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	PERFORMANCE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$259.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5205 SETTLER RD ROANOKE VA 24012, ROANOKE, VA 24012

Mortgage

Document Number	2249
Date	Mar 13, 2018
Instrument	2249

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,111.00 (+0.93%)	$496,300 (+0.94%) Land $70,000 Building $426,300	$496,300 (+0.94%) Land $70,000 Building $426,300
2025	$5,064.00 (+17.03%)	$491,700 (+20.43%) Land $65,000 Building $426,700
2024			$491,700 (+20.43%) Land $65,000 Building $426,700
2023	$4,327.00	$408,300 Land $55,000 Building $353,300	$408,300 Land $55,000 Building $353,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1992–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Apr 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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