5143 40th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 5143 40th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,484 sqft · built 1964
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,594 (2026)
Flood Zone	Zone X (minimal risk)
APN	`82-44152-0654`

Property Details

APN / Parcel Number

Primary APN	`82-44152-0654`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Lot Width	160 ft Width
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	5143 40TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-8820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	.77A E160' OF W532' OF SE4 LYING S'LY OF SERVICE RD OLD # 30.19110.000 SECTION 32 TOWNSHIP 124 RANGE 028 30.19110.000 SECTION
Legal Range	28W
Legal Township	124
Legal Section	32
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	401

Owner

Source: Stearns County assessment roll, APN 82-44152-0654, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5143 40TH ST S, SAINT CLOUD, MN 56301-8820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,594.00 (+24.35%)	$228,200 (-) Land $50,000 Building $178,200	$228,200 (-) Land $50,000 Building $178,200
2025		$228,200 (+7.64%) Land $50,000 Building $178,200	$228,200 (+7.64%) Land $50,000 Building $178,200
2023	$2,086.00	$212,000 Land $40,000 Building $172,000	$212,000 Land $40,000 Building $172,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 37 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20