5222 Spencerville Rd, Lima, OH 45805 Property Records

Allen County property record for 5222 Spencerville Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,541 sqft · built 1992
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Feb 2019)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0503-01-003.003`

Property Details

APN / Parcel Number

Primary APN	`46-0503-01-003.003`
Alternative APN	`L3546050301003003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,138 sqft
Attic	Attic
Attic Area	403 sqft
Basement Area	1,138 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	367 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5222 SPENCERVILLE RD
City	LIMA
State	OH
Zip	45805-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 JOINT TEN RTS 06-04-05
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2001
Census Tract	12100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5222 SPENCERVILLE RD, LIMA, OH 45805-4230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	May 21, 2015 · Amount on Record
Deed Document Number	20191776
Deed Book / Page	2019 / 1776
Prior Transfer Date	Dec 28, 2006
Prior Transfer Doc	12280014221
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 28, 2019
Property Address	5222 SPENCERVILLE RD, LIMA, OH 45805-4230
Document Number	0000001776
Book / Page	002019 / 001777
Instrument Date	Feb 26, 2019
Instrument	1776
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$531.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5222 SPENCERVILLE RD LIMA OH 458054230, LIMA, OH 45805-4230

Mortgage

Document Number	1777
Date	Feb 28, 2019
Book Page	002019/001777
Instrument	1777

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00 (+0.05%)	$83,520 (-) Land $13,270 Building $70,250	$238,600 (-) Land $37,900 Building $200,700
2024	$4,083.00 (+18.07%) Homeowner's exemption	$83,520 (+34.95%) Land $13,270 Building $70,250	$238,600 (+34.95%) Land $37,900 Building $200,700
2023	$3,458.00 (+0.14%) Homeowner's exemption	$61,890 (-) Land $9,840 Building $52,050
2022	$3,453.00 Homeowner's exemption	$61,890 Land $9,840 Building $52,050
2021			$176,800 Land $28,100 Building $148,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20