5175 Spencerville Rd, Lima, OH 45805 Property Records

Allen County property record for 5175 Spencerville Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Lot Size	12.5 acres (545,807 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Dec 2021)
Tax Bill	$1,660 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`46-0503-01-005.000`

Property Details

APN / Parcel Number

Primary APN	`46-0503-01-005.000`
Alternative APN	`L3546050301005000`

Exterior

Lot Area	545,807 sqft (12.5 acres)
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Detached Frame Porch
Porch Area	460 sqft
Deck Area	Deck Area
Canopy	160 sqft
Lean-To	300 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5175 SPENCERVILLE RD
City	LIMA
State	OH
Zip	45805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 RTS 06-04-05
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2004
Census Tract	12100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5175 SPENCERVILLE RD, LIMA, OH 45805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Dec 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	202117474
Deed Book / Page	2021 / 17474
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	8270010230
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	SPENCERVILLE RD, LIMA, OH 45805
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4170003122
Date	Apr 17, 2023
Book Page	2023/3122
Instrument	202304170003122

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 4, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 17, 2021
Property Address	SPENCERVILLE RD, LIMA, OH 45805
Document Number	12170017474
Book / Page	2021 / 17474
Instrument Date	Nov 11, 2021
Instrument	202112170017474
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 SHAWNEE RD, LIMA, OH 45805-3679

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,660.00 (+0.06%)	$32,660 (-) Land $22,720 Building $9,940	$93,300 (-) Land $64,900 Building $28,400
2024	$1,659.00 (+14.18%)	$32,660 (+35.01%) Land $22,720 Building $9,940	$93,300 (+35.02%) Land $64,900 Building $28,400
2023	$1,453.00 (+2.04%)	$24,190 (-1.87%) Land $16,840 Building $7,350
2022	$1,424.00	$24,650 Land $16,840 Building $7,810
2021			$69,100 Land $48,100 Building $21,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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