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5190 Spencerville Rd, Lima, OH 45805 Property Records

Allen County property record for 5190 Spencerville Rd, Lima, OH 45805

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,040 sqft · built 1920
Lot Size3.03 acres (131,987 sqft)
OwnerCompany Name on File
Last Sale$262,500 (May 2024)
Tax Bill$3,888 (2025)
Deeds & MortgagesMar 2026 Sale
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN46-0503-01-003.000

Property Details

APN / Parcel Number

Primary APN46-0503-01-003.000
Alternative APN
  • L3546050301003000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
Gross Area3,924 sqft
1st Floor Area1,140 sqft
Upper Floors Area900 sqft
Basement Area900 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area131,987 sqft (3.03 acres)
Garage TypeAttached
Garage Area864 sqft
Parking Spaces5 Parking Spaces
PorchEnclosed Frame Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address5190 SPENCERVILLE RD
CityLIMA
StateOH
Zip45805-4228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW1/4 JOINT TEN RTS 06-04-05
JurisdictionALLEN OH
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2001
Census Tract12100

Owner

5190 Spencerville Rd is owned by a company that bought it in May 2024.

Source: Allen County records, as of May 21, 2026

Owner of RecordCompany Name on File
Mailing Address5190 SPENCERVILLE RD, LIMA, OH 45805-4228
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Warranty Deed, Transfer
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUPERIOR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2024 · Amount on File
Deed SaleMay 9, 2024 · Amount on File
Prior SaleAug 24, 2001 · Amount on File
Deed Document Number20244091
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateMar 18, 2026
Property Address5190 SPENCERVILLE RD, LIMA, OH 45805-4228
Document Number3180002577
Book / Page2026 / 2577
Instrument DateMar 11, 2026
Instrument202603180002577
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address5190 SPENCERVILLE RD, LIMA, OH 45805-4228
Document Number0000004854
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5190 SPENCERVILLE RD LIMA OH 458054228, LIMA, OH 45805-4228

Mortgage

Document Number0000004854
DateMay 11, 2020
Instrument4854
Lender
NameSUPERIOR CU
TypeCredit Union
AddressLIMA, OH 45807
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueMay 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5190 Spencerville Rd was $3,888, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionShawnee Township
Unified School DistrictShawnee Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,888.00 (+0.05%)$79,140 (-) Land $18,900 Building $60,240$226,100 (-) Land $54,000 Building $172,100
2024$3,886.00 (+18.04%) Homeowner's exemption$79,140 (+34.98%) Land $18,900 Building $60,240$226,100 Land $54,000 Building $172,100
2023$3,292.00 (+1.92%) Homeowner's exemption$58,630 (+1.7%) Land $14,000 Building $44,630
2022$3,230.00 Homeowner's exemption$57,650 Land $14,000 Building $43,650
2021$167,500 Land $40,000 Building $127,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5190 Spencerville Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5190 Spencerville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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