5181 SE Sterling Cir, Stuart, FL 34997 Property Records

Martin County property record for 5181 SE Sterling Cir, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,489 sqft · built 1997
Lot Size1.08 acres (47,088 sqft)
OwnerCompany Name on File
Last Sale$465,000 (May 2019)
Tax Bill$8,701 (2024)
Deeds & MortgagesSep 2021 Mortgage
May 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN53-38-41-001-000-0080.0-4-0000

Property Details

APN / Parcel Number

Primary APN53-38-41-001-000-0080.0-4-0000
Alternative APNs
  • 53-38-41-001-000-00800-4
  • 43273

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,489 sqft Living Area
Gross Area3,110 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,088 sqft (1.08 acres)
Garage TypeAttached
Garage Area621 sqft
Parking Spaces2 Parking Spaces
Pool Area375 sqft
PorchOpen Porch
Porch Area534 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5181 SE STERLING CIR
CitySTUART
StateFL
Zip34997-6523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCORAL LAKES LOT 80
Legal Range41E
Legal Township38S
Legal Section53
Legal SubdivisionCORAL LAKES
Legal Block2
Legal Lot Number80
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2019
Census Tract1106

Owner

Source: Martin County records · APN 53-38-41-001-000-0080.0-4-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
May 15, 2019Grant Deed, Foreclosure · Conventional with PMI
BAXTER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2019 · Amount on Record
Deed SaleMay 15, 2019 · Amount on Record
Prior SaleJan 21, 1997 · Amount on Record
Deed Document Number20192754528
Deed Book / Page3058 / 2059
Prior Transfer DateJan 21, 2013
Prior Transfer Doc0026852211
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5181 SE STERLING CIR, STUART, FL 34997-6523
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address751 NE 39TH ST, BOCA RATON, FL 33431-6145

Mortgage

Document Number0032560845
DateSep 15, 2021
Book Page3256/845
Instrument2914047
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2019: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionMARTIN FL
Recording DateMay 15, 2019
Property Address5181 SE STERLING CIR, STUART, FL 34997-6523
Document Number0030582059
Book / Page003058 / 002059
Instrument DateMay 13, 2019
Instrument2754528
Transaction TypeForeclosure
Record UpdatedJun 28, 2019
Title CompanySIGNATURE TITLE FL PARTNERS LLC, SIGNATURE TITLE FL PTRS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5181 SE STERLING CIR STUART FL 349976523, STUART, FL 34997-6523

Mortgage

Document Number30582061
DateMay 15, 2019
Book Page003058/002061
Instrument2754529
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 14, 2049
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$559,209$654,370 (+27.59%) Land $247,500 Building $406,870
2024$8,701.00 (+1.79%)
2023$8,548.00 (+3.45%)
2022$8,263.00$512,254$512,870 Land $220,500 Building $292,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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