Osceola County property record for 5215 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,027 sqft · built 1994 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,900 (Jan 2023) |
| Tax Bill | $5,893 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 89827 |
| Primary APN | 89827 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,027 sqft Heated Area |
| Gross Area | 2,681 sqft |
| 1st Floor Area | 2,027 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 118 ft deep x 85 ft wide |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 38 sqft |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Deck Area | 1,038 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 89827 |
|---|---|
| Street Address | 5215 HAMMOCK CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOCK POINTE PB 7 PG 174 LOT 49 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 3325 |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 43600 |
Source: Osceola County records · APN 89827
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5215 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2023 · Amount on Record |
| Deed Sale | Jan 04, 2023 · Amount on Record |
| Prior Sale | Oct 26, 1998 · Amount on Record |
| Deed Document Number | 2023000895 |
| Deed Book / Page | 6339 / 2491 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 04, 2023 |
| Property Address | 5215 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Document Number | 0063392491 |
| Book / Page | 6339 / 2491 |
| Map Reference | MB 7 PG 174 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023000895 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,499.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34148 MADIERA LN, SORRENTO, FL 32776-6958 |
| Name | Verified Name |
|---|---|
| Address | 5215 HAMMOCK CIR, SAINT CLOUD, FL 34771-8762 |
| Document Number | 0063392492 |
|---|---|
| Date | Jan 04, 2023 |
| Instrument | 6339/2492 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,893.00 (-5.15%) Homeowner's exemption | $394,400 (+3.68%) Land $95,000 Building $299,400 | $394,400 (+3.68%) Land $95,000 Building $299,400 |
| 2023 | $6,213.00 (+106.96%) | $380,400 (+88.39%) Land $95,000 Building $285,400 | $380,400 (+18.14%) Land $95,000 Building $285,400 |
| 2022 | $3,002.00 Homeowner's exemption | $201,920 | $322,000 Land $75,000 Building $247,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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