Montgomery County property record for 5220 Wheaton St, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1955 |
| Lot Size | 0.386 acres (16,801 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $168,000 (Feb 2019) |
| Tax Bill | $5,550 (2024) |
| Deeds & Mortgages | Jan 2022 Transfer Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67-20803-0028 |
| Primary APN | O67-20803-0028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,344 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 16,801 sqft (0.386 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| View / Lot | Major Commercial Strip |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 160 sqft |
| Patio Area | 35 sqft |
| Shed | 1 Shed |
| Shed Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5220 WHEATON ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-1950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45 |
| Legal Subdivision | ZEIGER-MOYER 03 SEC 01 |
| Legal Lot Number | 28 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40102 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 5220 WHEATON ST, DAYTON, OH 45429-1950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 3, 2022 | Intrafamily Transfer, Transfer |
| Sep 10, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Feb 25, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Nov 30, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2019 · Amount on Record |
| Deed Sale | Feb 25, 2019 · Amount on Record |
| Prior Sale | Jul 7, 2011 · Amount on Record |
| Deed Document Number | 20199458 |
| Last Transfer Date | Dec 15, 2021 |
| Transfer Doc | 0000000247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 3, 2022 |
| Property Address | 5220 WHEATON ST, DAYTON, OH 45429-1950 |
| Document Number | 0000000247 |
| Map Reference | MB EE PG 59 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2022-00000247 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5220 WHEATON ST, DAYTON, OH 45429-1950 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5220 WHEATON ST, DAYTON, OH 45429-1950 |
| Document Number | 0000056800 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5220 WHEATON ST DAYTON DAYTON OH 45429, DAYTON, OH 45429 |
| Document Number | 0000056800 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 56800 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 25, 2019 |
| Property Address | 5220 WHEATON ST, DAYTON, OH 45429-1950 |
| Document Number | 0000009458 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 9458 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5220 WHEATON ST DAYTON OH 454291950, DAYTON, OH 45429-1950 |
| Document Number | 9465 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 9465 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78228-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5220 WHEATON ST, DAYTON, OH 45429-1950 |
| Document Number | 0000072531 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5220 WHEATON ST DAYTON OH 454291950, DAYTON, OH 45429-1950 |
| Document Number | 0000072531 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 72531 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 12, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,680 (-) Land $17,700 Building $64,980 | $236,250 (-) Land $50,580 Building $185,670 | |
| 2024 | $5,550.00 (+8.82%) | ||
| 2023 | $5,100.00 (+17.81%) | $82,680 (+49%) Land $17,700 Building $64,980 | $236,250 (+49%) Land $50,580 Building $185,670 |
| 2022 | $4,329.00 | $55,490 Land $11,880 Building $43,610 | |
| 2020 | $158,560 Land $33,950 Building $124,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2001–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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