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5220 Indian Ocean Loop, Tavares, FL 32778 Property Records

Lake County property record for 5220 Indian Ocean Loop, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,065 sqft · built 2006
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$28,800 (May 2004)
Tax Bill$1,164 (2024)
Flood ZoneZone X (minimal risk)
APN13-20-25-1805-000-30700

Property Details

APN / Parcel Number

Primary APN13-20-25-1805-000-30700
Alternative APNs
  • 252013180500030700
  • 3803670

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,065 sqft Living Area
Gross Area2,539 sqft
1st Floor Area1,729 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Garage Area474 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area438 sqft
Deck AreaDeck Area
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3803670
Street Address5220 INDIAN OCEAN LOOP
CityTAVARES
StateFL
Zip32778-9260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTAVARES ROYAL HARBOR PHASE 2 SUB LOT 307 PB 45 PGS 32-35 ORB 2574 PG 1134 ORB 3493 PG 703
Legal Range25E
Legal Township20S
Legal Section13
Legal SubdivisionTAVARES ROYAL HARBOR PHASE 2 SUB
Legal Tract1805
Legal Lot Number307
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group2
Census Block2061
Census Tract31002

Owner

5220 Indian Ocean Loop is owned and occupied by two individuals who acquired it in August 2007.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address5220 INDIAN OCEAN LOOP, TAVARES, FL 32778-9260
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2004 · Amount on File
Deed SaleMay 20, 2004 · Amount on File
Prior SaleOct 14, 2003 · Amount on File
Deed Document Number200467169
Deed Book / Page2574 / 1134
Last Transfer DateAug 13, 2007
Transfer Doc0034930703
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$155,160 (+2.9%)$286,928 (-) Land $49,400 Building $237,528
2025$150,790 Land $49,400 Building $101,390$286,928 Land $49,400 Building $237,528
2024$1,164.00 (+6.01%)
2023$1,098.00 (+1.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$142,280 (+3%)$251,367 (-) Land $49,400 Building $201,967
2022$1,078.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$138,140$251,367 Land $49,400 Building $201,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5220 Indian Ocean Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 Indian Ocean Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAVARES WATER DEPARTMENT (4 WPS)
serves 22,007 people · EPA ID FL3351333
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Xfinity.

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