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5154 Indian Ocean Loop, Tavares, FL 32778 Property Records

Lake County property record for 5154 Indian Ocean Loop, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,095 sqft · built 2005
Lot Size0.202 acres (8,800 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Mar 2024)
Tax Bill$4,286 (2025)
Deeds & MortgagesMar 2024 Sale
Flood ZoneZone X (minimal risk)
APN13-20-25-1805-000-30400

Property Details

APN / Parcel Number

Primary APN13-20-25-1805-000-30400
Alternative APNs
  • 252013180500030400
  • 3803667

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,095 sqft Living Area
Gross Area2,526 sqft
1st Floor Area2,095 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2024
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,800 sqft (0.202 acres)
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces
PorchScreened/Unfinished Porch
Porch Area506 sqft
Patio Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3803667
Street Address5154 INDIAN OCEAN LOOP
CityTAVARES
StateFL
Zip32778-9258
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTAVARES ROYAL HARBOR PHASE 2 SUB LOT 304 PB 45 PGS 32-35 ORB 6293 PG 2201
Legal Range25E
Legal Township20S
Legal Section13
Legal SubdivisionTAVARES ROYAL HARBOR PHASE 2 SUB
Legal Tract1805
Legal Lot Number304
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group2
Census Block2061
Census Tract31002

Owner

Source: Lake County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5154 INDIAN OCEAN LOOP, TAVARES, FL 32778-9258
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2024 · Amount on Record
Deed SaleMar 4, 2024 · Amount on Record
Prior SaleOct 8, 2015
Deed Document Number202425275
Deed Book / Page6293 / 2201
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 4, 2024
Property Address5154 INDIAN OCEAN LOOP, TAVARES, FL 32778-9258
Document Number0062932201
Book / Page6293 / 2201
Map ReferenceMB 45 PG 32-35
Instrument DateFeb 29, 2024
Instrument2024025275
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

AmountAmount Recorded
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2171 PARKWAY LAKE DR, HOOVER, AL 35244-1965

Transferred To (Grantee/Buyer)

NameVerified Name
Address5154 INDIAN OCEAN LOOP, TAVARES, FL 32778-9258

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$302,100 (+2.9%)$313,871 (-) Land $49,400 Building $264,471
2025$4,286.00 (+88.06%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$293,591 (+90.36%) Land $49,400 Building $244,191$313,871 (+17.71%) Land $49,400 Building $264,471
2024$2,279.00 (+5.71%)
2023$2,156.00 (+1.46%) Homeowner's exemption$154,230 (+3%)$266,642 (-) Land $49,400 Building $217,242
2022$2,125.00 Homeowner's exemption$149,740$266,642 Land $49,400 Building $217,242

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAVARES WATER DEPARTMENT (4 WPS)
serves 22,007 people · EPA ID FL3351333
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Xfinity.

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