5170 Indian Ocean Loop, Tavares, FL 32778 Property Records

Lake County property record for 5170 Indian Ocean Loop, Tavares, FL 32778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,162 sqft · built 2007
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Apr 2026)
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-20-25-1805-000-30600`

Property Details

APN / Parcel Number

Primary APN	`13-20-25-1805-000-30600`
Alternative APNs	`252013180500030600` `3803669`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,162 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	2,162 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	473 sqft
Deck Area	Deck Area
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3803669
Street Address	5170 INDIAN OCEAN LOOP
City	TAVARES
State	FL
Zip	32778-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TAVARES ROYAL HARBOR PHASE 2 SUB LOT 306 PB 45 PGS 32-35 ORB 4553 PG 1681 ORB 4589 PG 505
Legal Range	25E
Legal Township	20S
Legal Section	13
Legal Subdivision	TAVARES ROYAL HARBOR PHASE 2 SUB
Legal Tract	1805
Legal Lot Number	306
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	2
Census Block	2061
Census Tract	31002

Owner

5170 Indian Ocean Loop is owned and occupied by two individuals who bought it in April 2026.

Source: Lake County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	935 S COUNTRY RD, BELLPORT, NY 11713-2511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Nov 20, 2014 · Amount on File
Deed Document Number	202651140
Deed Book / Page	6727 / 907
Prior Transfer Date	Feb 12, 2015
Prior Transfer Doc	0045890505
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 27, 2026
Property Address	5170 INDIAN OCEAN LOOP, TAVARES, FL 32778-9258
Document Number	0000051140
Book / Page	6727 / 907
Instrument Date	Apr 20, 2026
Instrument	2026.51140
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	935 S COUNTRY RD, BELLPORT, NY 11713-2511

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 27, 2026
Property Address	5170 INDIAN OCEAN LOOP, TAVARES, FL 32778-9258
Document Number	0067270907
Book / Page	6727 / 907
Instrument Date	Apr 20, 2026
Instrument	202651140
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	935 S COUNTRY RD, BELLPORT, NY 11713-2511

Tax Assessment & Valuation

The 2025 property tax bill for 5170 Indian Ocean Loop was $3,066 with a homeowner's exemption, up 2.2% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,300 (+2.9%)	$332,519 (-) Land $49,400 Building $283,119
2025	$3,066.00 (+2.2%) Homeowner's exemption	$201,460 Land $49,400 Building $152,060	$332,519 Land $49,400 Building $283,119
2024	$3,000.00 (+5.49%)
2023	$2,844.00 (+1.1%) Homeowner's exemption	$190,090 (+3%)	$283,274 (-) Land $49,400 Building $233,874
2022	$2,813.00 Homeowner's exemption	$184,560	$283,274 Land $49,400 Building $233,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5170 Indian Ocean Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5170 Indian Ocean Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Xfinity.

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