Albany County and Guilderland Town property record for 5220 Bridle Pathway, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,388 sqft · built 1976 |
| Lot Size | 0.472 acres (20,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,000 (Apr 1996) |
| Tax Bill | $7,136 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.19-1-35 |
| Primary APN | 013089 15.19-1-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,388 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,600 sqft (0.472 acres) |
| Lot Dimensions | 200 ft deep x 103 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 404 sqft |
| Patio Area | 323 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01501900010350000000 |
|---|---|
| Street Address | 5220 BRIDLE PATHWAY |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 28 RA |
| Legal Block | 1 |
| Legal Lot Number | 35.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 14616 |
5220 Bridle Pathway is owned and occupied by two individuals who bought it in April 1996.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5220 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 1996 · Amount on File |
| Deed Sale | Apr 17, 1996 · Amount on File |
| Deed Book / Page | 2554 / 591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5220 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000640 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | R2021-10640 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 4, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 5220 Bridle Pathway was $7,136 with a homeowner's exemption, up 7.4% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,136.00 (+7.44%) Homeowner's exemption | ||
| 2025 | $6,642.00 Homeowner's exemption | $247,000 Land $49,000 Building $198,000 | $329,333 Land $65,333 Building $264,000 |
| 2023 | $247,000 (-) Land $49,000 Building $198,000 | $290,588 (+7.06%) Land $57,647 Building $232,941 | |
| 2022 | $247,000 Land $49,000 Building $198,000 | $271,429 Land $53,846 Building $217,583 | |
| 2021 | $5,862.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5220 Bridle Pathway in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5220 Bridle Pathway is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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