5220 Beach River Rd, Windermere, FL 34786 Property Records

Orange County property record for 5220 Beach River Rd, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 2004
Lot Size	0.149 acres (6,481 sqft)
Owner	2 Individual Names on File
Last Sale	$190,600 (Jul 2004)
Tax Bill	$2,748 (2025)
Deeds & Mortgages	Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-23-27-8390-00-440`

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8390-00-440`
Alternative APNs	`272310839000440` `137403` `138258` `139772`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,411 sqft
1st Floor Area	1,659 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,481 sqft (0.149 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5220 BEACH RIVER RD
City	WINDERMERE
State	FL
Zip	34786-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERPORT PHASE 2 54/104 LOT 44
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 2
Legal Phase	2
Legal Tract	8390
Legal Lot Number	44
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2018
Census Tract	17114

Owner

Source: Orange County records · APN 10-23-27-8390-00-440

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5220 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2004 · Amount on Record
Deed Sale	Jul 13, 2004 · Amount on Record
Deed Document Number	2004443491
Deed Book / Page	7525 / 4730
Last Transfer Date	Nov 18, 2024
Transfer Doc	0000659868
Record Updated	Jun 08, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Feb 29, 2024
Property Address	5220 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Document Number	0000119757
Map Reference	MB 54 PG 104-111
Instrument Date	Feb 28, 2024
Instrument	20240119757
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 BEACH RIVER RD, WINDERMERE, FL 34786-3132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12509 S ACUFF CT, OLATHE, KS 66062-5985

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,000 (+2.7%)	$424,170 (-1.11%) Land $125,000 Building $299,170
2025	$2,748.00 (+7.47%) Homeowner's exemption	$168,452 (+5.99%)	$428,920 (+17.65%) Land $125,000 Building $303,920
2024	$2,557.00 (+7.62%)
2023	$2,376.00 (+5.46%) Homeowner's exemption	$158,937 (+3%)	$364,567 (+16.84%) Land $125,000 Building $239,567
2022	$2,253.00 Homeowner's exemption	$154,308	$312,034 Land $110,000 Building $202,034

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force 32 of 41 on primary residences
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022, other causes, Hurricane Ian

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.