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5221 Beach River Rd, Windermere, FL 34786 Property Records

Orange County property record for 5221 Beach River Rd, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,146 sqft · built 2005
Lot Size0.163 acres (7,097 sqft)
Owner2 Individual Names on File
Last Sale$675,000 (Mar 2022)
Tax Bill$9,183 (2025)
Deeds & MortgagesJun 2026 Transfer
Mar 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-23-27-8390-00-220

Property Details

APN / Parcel Number

Primary APN10-23-27-8390-00-220
Alternative APNs
  • 272310839000220
  • 137375
  • 138230
  • 139745

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,146 sqft Living Area
Gross Area4,236 sqft
1st Floor Area1,561 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,097 sqft (0.163 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5221 BEACH RIVER RD
CityWINDERMERE
StateFL
Zip34786-3133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSUMMERPORT PHASE 2 54/104 LOT 22
Legal Range27E
Legal Township23S
Legal Section10
Legal SubdivisionSUMMERPORT PH 2
Legal Phase2
Legal Tract8390
Legal Lot Number22
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2021
Census Tract17114

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5221 BEACH RIVER RD, WINDERMERE, FL 34786-3133
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Quit Claim Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN
Mar 16, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Mar 16, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED STHRN BK
Aug 14, 2019Warranty Deed, Transfer
EQUITABLE TITLE/DR PHILLIPS LL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2022 · Amount on Record
Deed SaleMar 16, 2022 · Amount on Record
Prior SaleMar 16, 2020 · Amount on Record
Deed Document Number2022173016
Last Transfer DateJun 6, 2026
Transfer Doc0000330137
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateJun 12, 2026
Property Address5221 BEACH RIVER RD, WINDERMERE, FL 34786-3133
Document Number0000330137
Instrument DateJun 6, 2026
Instrument2026330137
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 BEACH RIVER RD, WINDERMERE, FL 34786-3133

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 16, 2022
Property Address5221 BEACH RIVER RD, WINDERMERE, FL 34786-3133
Document Number0000173016
Map ReferenceMB 54 PG 104-111
Instrument DateMar 14, 2022
Instrument20220173016
Transaction TypeTransfer
Record UpdatedMar 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address484 MINCEY LOOP, 484, THE VILLAGES, FL 32163-5908

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 BEACH RIVER RD, WINDERMERE, FL 34786-3133

Mortgage

Document Number0000173017
DateMar 16, 2022
Instrument20220173017
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 16, 2020
Property Address5221 BEACH RIVER RD, WINDERMERE, FL 34786-3133
Document Number0000166492
Instrument DateMar 11, 2020
Instrument166492
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,149.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5221 BEACH RIVER RD WINDERMERE FL 347863133, WINDERMERE, FL 34786-3133

Mortgage

Document Number166493
DateMar 16, 2020
Instrument166493
Lender
NameUNITED STHRN BK
TypeBank
AddressUMATILLA, FL 32784
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 14, 2019
Property Address5221 BEACH RIVER RD, WINDERMERE, FL 34786-3133
Document Number0000505199
Instrument DateAug 9, 2019
Instrument505199
Transaction TypeTransfer
Record UpdatedAug 29, 2019
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL

Transaction

AmountAmount Recorded
Tax$2,415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6125 CYPRESS HILL RD WINTER GARDEN FL 347875396, WINTER GARDEN, FL 34787-5396

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$582,562 (+2.7%)$632,980 (-0.16%) Land $140,000 Building $492,980
2025$9,183.00 (+4.16%) Homeowner's exemption$567,246 (+5.99%)$633,970 (+18.45%) Land $133,000 Building $500,970
2024$8,816.00 (+7.36%)
2023$8,212.00 (+8.41%) Homeowner's exemption$535,203 (+17.13%) Land $133,000 Building $402,203$535,203 (+17.13%) Land $133,000 Building $402,203
2022$7,575.00$456,913 Land $118,750 Building $338,163$456,913 Land $118,750 Building $338,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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