522 Waterford Dr, Evans, GA 30809 Property Records

Columbia County property record for 522 Waterford Dr, Evans, GA 30809 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,452 sqft · built 1986
Lot Size	0.383 acres (16,686 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Feb 1988)
Tax Bill	$990 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072J011`

Property Details

APN / Parcel Number

Primary APN	`072J011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,452 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,686 sqft (0.383 acres)

Location & Zoning

Street Address	522 WATERFORD DR
City	EVANS
State	GA
Zip	30809-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK B LOT 8; SADDLE CREEK PHASE 1
Legal Subdivision	SADDLE CREEK
Legal Phase	1
Legal Block	B
Legal Lot Number	8
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	4
Census Block	4012
Census Tract	30307

Owner

Source: Columbia County records · APN 072J011

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 WATERFORD DR, EVANS, GA 30809-3858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 1988 · Amount on Record
Deed Sale	Feb 01, 1988 · Amount on Record
Deed Document Number	0000064612
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	522 WATERFORD DR, EVANS, GA 30809-3858
Document Number	0838/0018
Book / Page	010838 / 000018
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 WATERFORD DR EVANS GA 308093858, EVANS, GA 30809-3858

Mortgage

Document Number	0838/0018
Date	Apr 03, 2017
Book Page	010838/000018

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 02, 2032

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00 (+11.86%) Senior Citizen's exemption	$124,242 (+4.57%) Land $24,804 Building $99,438	$310,604 (+4.57%) Land $62,010 Building $248,594
2023	$885.00 (-10.43%) Additional exemption filed	$118,808 (+8.42%) Land $25,204 Building $93,604	$297,020 (+8.42%) Land $63,010 Building $234,010
2022	$988.00 Additional exemption filed	$109,577 Land $18,904 Building $90,673	$273,943 Land $47,260 Building $226,683

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Columbia County (13073C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130730303074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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