520 Waterford Dr, Evans, GA 30809 Property Records

Columbia County property record for 520 Waterford Dr, Evans, GA 30809

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,075 sqft · built 1986
Lot Size	0.37 acres (16,137 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Sep 1993)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072J010`

Property Details

APN / Parcel Number

Primary APN	`072J010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,075 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,137 sqft (0.37 acres)

Location & Zoning

Street Address	520 WATERFORD DR
City	EVANS
State	GA
Zip	30809-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2;GENERAL RES DISTR
Legal Description	BLK B LOT 7; SADDLE CREEK PHASE 1
Legal Subdivision	SADDLE CREEK
Legal Phase	1
Legal Block	B
Legal Lot Number	7
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	4
Census Block	4012
Census Tract	30307

Owner

Source: Columbia County records · APN 072J010

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 WATERFORD DR, EVANS, GA 30809-3858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 1993 · Amount on Record
Deed Sale	Sep 30, 1993 · Amount on Record
Deed Document Number	0001299293
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	520 WATERFORD DR, EVANS, GA 30809-3858
Document Number	0739/0192
Book / Page	010739 / 000192
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Feb 06, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WATERFORD DR EVANS GA 308093858, EVANS, GA 30809-3858

Mortgage

Document Number	0739/0192
Date	Jan 24, 2017
Book Page	010739/000192

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 23, 2032

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00 (-1.93%)	$104,165 (+4.65%) Land $24,804 Building $79,361	$260,412 (+4.65%) Land $62,010 Building $198,402
2023	$2,592.00 (+7.37%)	$99,537 (+9.78%) Land $25,204 Building $74,333	$248,842 (+9.78%) Land $63,010 Building $185,832
2022	$2,414.00	$90,666 Land $18,904 Building $71,762	$226,665 Land $47,260 Building $179,405

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 148 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLUMBIA COUNTY serves 124,763 people
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.