521 Waterford Dr, Evans, GA 30809 Property Records

Columbia County property record for 521 Waterford Dr, Evans, GA 30809 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,101 sqft · built 1986
Lot Size	0.456 acres (19,885 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Aug 2021)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072J051`

Property Details

APN / Parcel Number

Primary APN	`072J051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,101 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	19,885 sqft (0.456 acres)

Location & Zoning

Street Address	521 WATERFORD DR
City	EVANS
State	GA
Zip	30809-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK A LOT 11; SADDLE CREEK PHASE 1
Legal Subdivision	SADDLE CREEK
Legal Phase	1
Legal Block	A
Legal Lot Number	11
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	4
Census Block	4011
Census Tract	30307

Owner

Source: Columbia County records · APN 072J051

Assessment roll updated October 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	521 WATERFORD DR, EVANS, GA 30809-3855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 01, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 04, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Apr 11, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	20216592
Deed Book / Page	13743 / 123
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Aug 27, 2021
Property Address	521 WATERFORD DR, EVANS, GA 30809-3855
Document Number	137430123
Book / Page	13743 / 123
Instrument Date	Aug 27, 2021
Instrument	2021-006592
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 WATERFORD DR, EVANS, GA 30809-3855

Mortgage

Document Number	137430000000125
Date	Aug 27, 2021
Book Page	0000013743/0000000125

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jul 01, 2020
Property Address	521 WATERFORD DR, EVANS, GA 30809-3855
Document Number	2670/0157
Book / Page	012670 / 000157
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 WATERFORD DR EVANS GA 308093855, EVANS, GA 30809-3855

Mortgage

Document Number	2670/0159
Date	Jul 01, 2020
Book Page	012670/000159

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	521 WATERFORD DR, EVANS, GA 30809-3855
Document Number	1894/0266
Instrument Date	Apr 04, 2019
Transaction Type	Mortgage
Record Updated	May 02, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 WATERFORD DR EVANS GA 308093855, EVANS, GA 30809-3855

Mortgage

Document Number	1894/0266
Date	Apr 11, 2019
Book Page	011894/000266

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	COLUMBIA GA
Recording Date	Apr 11, 2019
Property Address	521 WATERFORD DR, EVANS, GA 30809-3855
Document Number	1894/0263
Book / Page	011894 / 000263
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	May 02, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 WATERFORD DR EVANS GA 308093855, EVANS, GA 30809-3855

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated October 13, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,393.00 (-3.47%)	$99,866 (+5.02%) Land $24,804 Building $75,062	$249,664 (+5.02%) Land $62,010 Building $187,654
2023	$2,479.00 (+9.59%)	$95,093 (+12.14%) Land $25,204 Building $69,889	$237,733 (+12.14%) Land $63,010 Building $174,723
2022	$2,262.00	$84,800 Land $18,560 Building $66,240	$212,000 Land $46,400 Building $165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Columbia County (13073C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130730303074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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