La Crosse County property record for 317 Spruce St, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,058 (2025) |
| Deeds & Mortgages | May 2005 Line of Credit Jun 2007 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-001250-000 |
| Primary APN | 018-001250-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|
| Account Number | 41361 |
|---|---|
| Street Address | 317 SPRUCE ST |
| City | ONALASKA |
| State | WI |
| Zip | 54650-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MZA |
| Legal Description | SUNSET BOULEVARD ADDITION LOT 7 EX E 75FT & W1/2 OF S 25FT LOT 6 BLOCK 2 |
| Legal Range | 07W |
| Legal Township | 16N |
| Legal Section | 05 |
| Legal Subdivision | SUNSET BOULEVARD ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 6-7 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10403 |
Source: La Crosse County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 317 SPRUCE ST, ONALASKA, WI 54650-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2005 | Deed of Trust, Mortgage · Line of Credit M & I MARSHALL & ILSLEY BANK |
| Jun 1, 2007 | Deed of Trust, Mortgage COMMUNITY CU |
| Mar 4, 2008 | Deed of Trust, Mortgage COMMUNITY CU |
| Apr 27, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 20, 2026 |
| Transfer Doc | 0001848052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 317 SPRUCE ST, ONALASKA, WI 54650-2252 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001421199 |
|---|---|
| Date | May 16, 2005 |
| Instrument | 1421199 |
| Name | M & I MARSHALL & ILSLEY BANK |
|---|---|
| Type | Bank |
| Address | APPLETON, WI 54912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 317 SPRUCE ST, ONALASKA, WI 54650-2252 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001475220 |
|---|---|
| Date | Jun 1, 2007 |
| Instrument | 1475220 |
| Name | COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | LA CROSSE, WI 54602 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 317 SPRUCE ST, ONALASKA, WI 54650-2252 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001496328 |
|---|---|
| Date | Mar 4, 2008 |
| Instrument | 1496328 |
| Name | COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | LA CROSSE, WI 54602 |
| Amount | Amount Recorded |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Apr 27, 2026 |
| Property Address | 317 SPRUCE ST, ONALASKA, WI 54650-2252 |
| Document Number | 0001848052 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261848052 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: La Crosse County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,058.00 (+3.49%) Homeowner's exemption | $241,400 (+37.94%) Land $67,100 Building $174,300 | $244,200 (+39.54%) |
| 2023 | $2,955.00 Homeowner's exemption | $175,000 Land $47,900 Building $127,100 | $175,000 Land $47,900 Building $127,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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