Elmore County property record for 522 Ridgeway Dr, Eclectic, AL 36024 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4.5 Baths |
| Year Built | Built 2008 |
| Square Footage | 3,327 sqft Living Area |
| Lot Size | 18,887 sqft (0.433 acres) |
| Garage | Attached, 576 sqft |
| Last Sale | $1,581,000 (2026) |
| Tax Bill | $2,892.00 (2025) |
| Primary APN | 07-05-21-2-001-008.002 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,327 sqft Living Area |
| 1st Floor | 1,454 sqft 1st Floor |
| Upper Floors | 855 sqft Upper Floors |
| Basement Area | 1,454 sqft Basement |
| Finished Basement | 1,454 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood Shingle Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 18,887 sqft (0.433 acres) |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 807 sqft Deck |
| Patio Area | 1,210 sqft Patio |
| Gazebo | 196 sqft Gazebo |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 522 RIDGEWAY DR |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-4528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 26, OF LANDS END SUB, PLAT NO 1, LYING IN THE SOUTH 1/2 OF THE SE4 OF THE NW4 OF SEC 21, T20N, R21E, ELMORE COUNTY, ALABA |
| Legal Range | 21E |
| Legal Township | 20N |
| Legal Section | 21 |
| Legal Subdivision | LANDS END SUB |
| Legal Lot Number | 26 |
| Jurisdiction | ELMORE AL |
| Minor Civil Division | ECLECTIC |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 30300 |
Source: Elmore County records · APN 07-05-21-2-001-008.002
Assessment roll updated March 19, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1638 COUNTY ROAD 10, PRATTVILLE, AL 36067-7208 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Oct 03, 2024 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Feb 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage ALABAMA HOME MORTGAGE LOANS INC |
| Aug 09, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage RIVER BANK & TRUST |
| Jun 09, 2022 | Warranty Deed, Transfer ACCURATE EQUITY GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on Record |
| Deed Sale | Feb 11, 2026 · Amount on Record |
| Prior Sale | Aug 09, 2022 · Amount on Record |
| Deed Book / Page | 2026 / 7568 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 522 RIDGEWAY DR, ECLECTIC, AL 36024-4528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020/64992 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 2020/64992 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Jul 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 522 RIDGEWAY DR, ECLECTIC, AL 36024-4528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 522 RIDGEWAY DR, ECLECTIC, AL 36024-4528 |
| Document Number | 2023/36721 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 2023/36721 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 522 RIDGEWAY DR, ECLECTIC, AL 36024-4528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024/51209 |
|---|---|
| Date | Oct 03, 2024 |
| Book Page | 2024/51209 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Feb 11, 2026 |
| Property Address | 522 RIDGEWAY DR, ECLECTIC, AL 36024-4528 |
| Document Number | 02026/7568 |
| Book / Page | 2026 / 7568 |
| Map Reference | MB 9 PG 67 |
| Instrument Date | Jan 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 475 LAKE CHELSEA WAY, CHELSEA, AL 35043-2008 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1638 COUNTY ROAD 10, PRATTVILLE, AL 36067-7208 |
| Document Number | 02026/7572 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 2026/7572 |
| Name | ALABAMA HOME MORTGAGE LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | WETUMPKA, AL 36093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Feb 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Aug 09, 2022 |
| Property Address | 522 RIDGEWAY DR, ECLECTIC, AL 36024-4528 |
| Document Number | 2022/49272 |
| Book / Page | 2022 / 49272 |
| Map Reference | MB 9 PG 67 |
| Instrument Date | Jul 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2224 SAVOY ST, HOOVER, AL 35226-1210 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 522 RIDGEWAY DR, ECLECTIC, AL 36024-4528 |
| Document Number | 0202249275 |
|---|---|
| Date | Aug 09, 2022 |
| Instrument | 2022/49275 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Jun 09, 2022 |
| Property Address | 522 RIDGEWAY DR, ECLECTIC, AL 36024-4528 |
| Document Number | 2022/36729 |
| Book / Page | 2022 / 36729 |
| Map Reference | MB 9 PG 67 |
| Instrument Date | Jun 08, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 RIDGEWAY DR, ECLECTIC, AL 36024-4528 |
| Name | Verified Name |
|---|---|
| Address | 2224 SAVOY ST, HOOVER, AL 35226-1210 |
Source: Elmore County records · Assessment roll updated March 19, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,892.00 (+6.87%) | $113,680 (+6.98%) | $1,590,730 (+49.73%) Land $238,190 Building $1,352,540 |
| 2024 | $2,706.00 (-0.88%) | $106,260 (-0.87%) | $1,062,430 (-0.89%) Land $238,190 Building $824,240 |
| 2023 | $2,730.00 (+85.71%) | $107,193 (+88.62%) Land $23,819 Building $83,374 | $1,071,930 (+88.62%) Land $238,190 Building $833,740 |
| 2022 | $1,470.00 | $56,831 Land $23,125 Building $33,706 | $568,310 Land $231,250 Building $337,060 |
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