Elmore County property record for 485 Ridgeway Dr, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 5,339 sqft · built 1998 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,652 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-21-2-001-008.006 |
| Primary APN | 07-05-21-2-001-008.006 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 5,339 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 1,420 sqft |
| Finished Basement | 1,420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Other |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Terrain | Other |
| Garage Type | Attached |
| Porch | Open Porch |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | 25 sqft |
| Patio Area | 971 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 196140 |
|---|---|
| Old Parcel Number | 0705212001008006 |
| Street Address | 485 RIDGEWAY DR |
| City | ECLECTIC |
| State | AL |
| Zip | 36024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .3 ACRE EAST OF LANDS END SUB SEC 21 T20 R21 |
| Legal Range | 21 |
| Legal Township | 20N |
| Legal Section | 21 |
| Legal Quarter | NW |
| Legal Subdivision | LANDS END SUB |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30300 |
Source: Elmore County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8431 SHAFFER RIDGE CT, MONTGOMERY, AL 36117-7403 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 485 RIDGEWAY DR, ECLECTIC, AL 36024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02022/9386 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 2022/9386 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
Source: Elmore County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,652.00 (+6.91%) | $144,080 (+7%) | $1,987,760 (+47.59%) Land $169,490 Building $1,818,270 |
| 2024 | $3,416.00 (-1.13%) | $134,660 (-50.57%) | $1,346,790 (-1.13%) Land $169,490 Building $1,177,300 |
| 2023 | $3,455.00 (+45.11%) | $272,438 (+46.14%) Land $33,898 Building $238,540 | $1,362,190 (+46.14%) Land $169,490 Building $1,192,700 |
| 2022 | $2,381.00 | $186,426 Land $32,910 Building $153,516 | $932,130 Land $164,550 Building $767,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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