518 Ridgeway Dr, Eclectic, AL 36024 Property Records

Elmore County property record for 518 Ridgeway Dr, Eclectic, AL 36024

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Nov 2020)
Tax Bill	$12 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-05-21-3-001-016.000`

Property Details

APN / Parcel Number

Primary APN	`07-05-21-3-001-016.000`
Alternative APN	`96830`

Exterior

Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	518 RIDGEWAY DR
City	ECLECTIC
State	AL
Zip	36024-4528
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 3 BLK 2 KOWALIGA BAY ESTATES #1 3-162
Legal Range	21E
Legal Township	20N
Legal Section	21
Legal Subdivision	ESTATES
Legal Block	2
Legal Lot Number	3
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1013
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 WILSON DR, TROY, AL 36079-2950
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Warranty Deed, Transfer · Commercial Mortgage TROY BANK & TRUST CO
Jul 10, 2019	Warranty Deed, Transfer · Commercial Mortgage TROY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Book / Page	2020 / 81840
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	2020/80512
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Nov 5, 2020
Property Address	518 RIDGEWAY DR, ECLECTIC, AL 36024-4528
Document Number	2020/81840
Book / Page	2020 / 81840
Map Reference	MB 3 PG 162&162A
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	505 WILSON DR, TROY, AL 36079-2950

Mortgage

Document Number	2020/80512
Date	Nov 3, 2020
Book Page	2020/80512

Lender

Name	TROY BANK & TRUST CO
Type	Bank
Address	TROY, AL 36081

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jul 10, 2019
Property Address	518 RIDGEWAY DR, ECLECTIC, AL 36024-4528
Document Number	2019/34441
Book / Page	2019 / 34441
Map Reference	MB 3 PG 162&162A
Instrument Date	Jul 2, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 ASBURY RIDGE RD, TALLASSEE, AL 36078-3190

Mortgage

Document Number	0201934444
Date	Jul 10, 2019
Instrument	2019/34444

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12.00
2025	$12.00	$500 (-)	$2,500 (-) Land $2,500
2024	$12.00	$500 (-)	$2,500 (-) Land $2,500
2023	$12.00	$500 (-) Land $500	$2,500 (-) Land $2,500
2022	$12.00	$500 Land $500	$2,500 Land $2,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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