Schoharie County and Seward Town property record for 287 Lowe Rd, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,784 sqft · built 1900 |
| Lot Size | 188 acres (8,193,636 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,394 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 54.-1-23 |
| Primary APN | 434400 54.-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,784 sqft Living Area |
| Gross Area | 3,568 sqft |
| 1st Floor Area | 1,784 sqft |
| 2nd Floor Area | 1,784 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,193,636 sqft (188 acres) |
| Lot Width | 3,640 ft Width |
| Porch | Slab |
| Porch Area | 888 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101022 |
|---|---|
| Street Address | 287 LOWE RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | OS |
| Legal Description | F |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records · APN 434400 54.-1-23
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 LOWE RD, COBLESKILL, NY 12043-6719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2015 |
| Transfer Doc | 0000000992/000000001 |
| Record Updated | Jun 08, 2026 |
Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,394.00 (+25.48%) | $285,700 (-) Land $176,100 Building $109,600 | $696,829 (+21.95%) Land $429,512 Building $267,317 |
| 2023 | $285,700 Land $176,100 Building $109,600 | $571,400 Land $352,200 Building $219,200 | |
| 2020 | $9,877.00 |
Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 1 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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