469 Lowe Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 469 Lowe Rd, Cobleskill, NY 12043

Property Summary

Property Type	Residential
Details	420 sqft · built 1965
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$14,000 (Apr 2017)
Tax Bill	$513 (2025)
Deeds & Mortgages	Apr 2017 Sale Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`434400 41.-4-13`

Property Details

APN / Parcel Number

Primary APN	`434400 41.-4-13`
Alternative APNs	`440004100000040130000000` `525J174004`

Interior

Building Area	420 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	210 ft deep x 210 ft wide
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Shed	1 Shed
Canopy	120 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	525J174004
Street Address	469 LOWE RD
City	COBLESKILL
State	NY
Zip	12043-6618
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	OS
Legal Description	MOB HOME/SEAS 210 X 210
Legal Block	4
Legal Lot Number	13.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SEWARD
Census Block Group	4
Census Block	4037
Census Tract	740400

Owner

Source: Schoharie County and Seward Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 173, HARTWICK, NY 13348-0173
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2017	Deed, Transfer NOT AVAILABLE, DAVID CLINTON
Jan 10, 2017	Deed, Transfer NOT AVAILABLE, ROGER MALLERY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2017 · Amount on Record
Deed Sale	Apr 6, 2017 · Amount on Record
Prior Sale	Jan 10, 2017 · Amount on Record
Deed Book / Page	1041 / 233
Record Updated	Jun 8, 2026

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 6, 2017
Property Address	469 LOWE RD, COBLESKILL, NY 12043-6618
Document Number	0000001041/0000000233
Book / Page	0000001041 / 0000000233
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, DAVID CLINTON

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 173, HARTWICK, NY 13348-0173

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 10, 2017
Property Address	469 LOWE RD, COBLESKILL, NY 12043-6618
Document Number	0000001037/0000000065
Book / Page	0000001037 / 0000000065
Instrument Date	Jan 6, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, ROGER MALLERY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 IROQUOIS DR APT 59, 59, COBLESKILL, NY 12043-5108

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Seward Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$513.00 (+3.64%)	$10,000 (-) Land $8,000 Building $2,000	$24,390 (+21.95%) Land $19,512 Building $4,878
2023		$10,000 Land $8,000 Building $2,000	$20,000 Land $16,000 Building $4,000
2020	$495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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