522 Leonard Ave, Oceanside, CA 92054 Property Records

San Diego County property record for 522 Leonard Ave, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,206 sqft · built 2024
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Company Names on File
Last Sale	$740,000 (Feb 2017)
Tax Bill	$11,950 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`150-303-08-00`

Property Details

APN / Parcel Number

Primary APN	`150-303-08-00`
Alternative APN	`1503910200`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,206 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1503910200
Street Address	522 LEONARD AVE
City	OCEANSIDE
State	CA
Zip	92054-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 30 & 31 TR 001853
Legal Subdivision	HEATHER HOME
Legal Tract	001853
Legal Block	1
Legal Lot Number	30,31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	18201

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3225 MCLEOD DR, 777, LAS VEGAS, NV 89121-2257
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 24, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Feb 28, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Aug 9, 2016 · Amount on Record
Deed Document Number	201795142
Last Transfer Date	Sep 12, 2017
Transfer Doc	0000493159
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	522 LEONARD AVE, OCEANSIDE, CA 92054-4107
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LEONARD AVE 2, 2, OCEANSIDE, CA 92054-4107

Mortgage

Document Number	0000302602
Date	Nov 2, 2023
Instrument	2023-0302602

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	522 LEONARD AVE, OCEANSIDE, CA 92054-4107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LEONARD AVE, OCEANSIDE, CA 92054-4107

Mortgage

Document Number	0000803193
Date	Dec 15, 2020
Instrument	2020-0803193

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	522 LEONARD AVE, OCEANSIDE, CA 92054-4107
Document Number	0000144531
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LEONARD AVE OCEANSIDE CA 920544107, OCEANSIDE, CA 92054-4107

Mortgage

Document Number	0000144531
Date	Mar 19, 2020
Instrument	144531

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 18, 2025

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	522 LEONARD AVE, OCEANSIDE, CA 92054-4107
Document Number	0000605960
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LEONARD AVE OCEANSIDE CA 920544107, OCEANSIDE, CA 92054-4107

Mortgage

Document Number	0000605960
Date	Dec 26, 2019
Instrument	605960

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	522 LEONARD AVE, OCEANSIDE, CA 92054-4107
Document Number	0000424552
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LEONARD AVE OCEANSIDE CA 920544107, OCEANSIDE, CA 92054-4107

Mortgage

Document Number	0000424552
Date	Oct 12, 2018
Instrument	424552

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 11, 2058

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2017
Property Address	522 LEONARD AVE, OCEANSIDE, CA 92054-4107
Document Number	0000493159
Instrument Date	Sep 12, 2017
Instrument	493159
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 LEONARD AVE OCEANSIDE CA 920544107, OCEANSIDE, CA 92054-4107

Mortgage

Document Number	493160
Date	Oct 24, 2017
Instrument	493160

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2017
Property Address	522 LEONARD AVE, OCEANSIDE, CA 92054-4107
Document Number	0000095142
Instrument Date	Feb 9, 2017
Instrument	95142
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2375 GEODE LN CARLSBAD CA 920091736, CARLSBAD, CA 92009-1736

Mortgage

Document Number	95143
Date	Feb 28, 2017
Instrument	95143

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,151,212 (+8.23%) Land $710,274 Building $440,938
2025	$11,950.00 (+5.92%)	$1,063,641 (+4.04%) Land $696,348 Building $367,293
2023	$11,282.00 (+1.56%) Homeowner's exemption	$1,022,341 Land $669,309 Building $353,032
2022	$11,109.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet.

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