522 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 522 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,137 sqft · built 2014
Lot Size	0.044 acres (1,914 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Aug 2020)
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`089N-A-045.00-000`

Property Details

APN / Parcel Number

Primary APN	`089N-A-045.00-000`
Alternative APNs	`094089N A 04500` `1085122`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,137 sqft Living Area
Gross Area	2,352 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Material	Asphalt
Lot Area	1,914 sqft (0.044 acres)
Lot Dimensions	87 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	522 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 1 PB 59 PG 142 LOT 0082 SUBD NICHOLS BEND SEC1 PB 58 PG 64 LOT 0082
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	0082
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4113
Census Tract	51002

Owner

Source: Williamson County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 COBERT LN, FRANKLIN, TN 37064-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer BELL AND ALEXANDER TITLE, BELL & ALEXANDER TITLE SERVICE
Aug 3, 2020	Warranty Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE & ESCROW FRAN
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK
Oct 2, 2018	Quit Claim Deed, Transfer RUDY TITLE AND ESCROW
Dec 12, 2017	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	202040165
Deed Book / Page	8120 / 234
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 28, 2026
Property Address	522 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0000027008
Book / Page	10091 / 295
Instrument Date	Jul 22, 2026
Instrument	202627008
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	BELL AND ALEXANDER TITLE, BELL & ALEXANDER TITLE SERVICE

Transaction

Amount	Amount Recorded
Tax	$194,324.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 COBERT LN, FRANKLIN, TN 37064-1458

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 3, 2020
Property Address	522 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0081200234
Book / Page	008120 / 000234
Instrument Date	Jul 30, 2020
Instrument	40165
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW FRAN

Transaction

Amount	Amount Recorded
Tax	$1,328.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 COBERT LN FRANKLIN TN 370641458, FRANKLIN, TN 37064-1458

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 19, 2018
Property Address	522 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0074650107
Book / Page	7465 / 0107
Map Reference	MB P59 PG142
Instrument Date	Sep 14, 2018
Instrument	18037254
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 COBERT LN, FRANKLIN, TN 37064-1458

Mortgage

Document Number	0018037255
Date	Sep 19, 2018
Instrument	18037255

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 2, 2018
Property Address	522 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0074750274
Book / Page	007475 / 000274
Instrument Date	Sep 14, 2018
Instrument	39107
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	RUDY TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 COBERT LN FRANKLIN TN 370641458, FRANKLIN, TN 37064-1458

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 12, 2017
Property Address	522 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0072500320
Book / Page	7250 / 0320
Map Reference	MB P59 PG142
Instrument Date	Dec 11, 2017
Instrument	17050700
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	MID STATE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 COBERT LN, FRANKLIN, TN 37064-1458

Mortgage

Document Number	0017050701
Date	Dec 12, 2017
Instrument	17050701

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,350.00 (-42.85%)	$150,050 (+57.33%) Land $32,500 Building $117,550	$600,200 (+57.33%) Land $130,000 Building $470,200
2024	$4,112.00 (+1%)
2023	$2,056.00	$95,375 (-) Land $20,000 Building $75,375	$381,500 (-) Land $80,000 Building $301,500
2022	$2,056.00	$95,375 Land $20,000 Building $75,375	$381,500 Land $80,000 Building $301,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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