516 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 516 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2,145 sqft · built 2014
Lot Size	0.053 acres (2,348 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Mar 2023)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`094089N A 04200`

Property Details

APN / Parcel Number

Primary APN	`094089N A 04200`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,145 sqft Living Area

Exterior

Year Built	Built 2014
Roof Material	Asphalt
Lot Area	2,348 sqft
Lot Dimensions	87 ft deep x 27 ft wide
Garage Type	Attached
Garage Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	516 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 1 PB 59 PG 142 LOT 0079 SUBD NICHOLS BEND SEC1 PB 58 PG 64 LOT 0079
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	79
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4113
Census Tract	51002

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 COBERT LN, FRANKLIN, TN 37064-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 29, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 9, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI INTERCONTINENTAL CAP
Sep 14, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONAL BANK OF KANSAS CITY
Jan 19, 2017	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Jun 29, 2022 · Amount on Record
Deed Document Number	23008461
Deed Book / Page	9222 / 202
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	516 COBERT LN, FRANKLIN, TN 37064-1458
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 COBERT LN, FRANKLIN, TN 37064-1458

Mortgage

Document Number	0090210301
Date	Jun 6, 2022
Book Page	9021/301
Instrument	22025578

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Nov 1, 2050

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 29, 2023
Property Address	516 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0092220202
Book / Page	9222 / 202
Map Reference	MB P59 PG 142
Instrument Date	Mar 22, 2023
Instrument	23008461
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	TENNESSEE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,998.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 COBERT LN, FRANKLIN, TN 37064-1458

Mortgage

Document Number	0023008462
Date	Mar 29, 2023
Instrument	23008462

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 29, 2022
Property Address	516 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0090420759
Book / Page	9042 / 759
Map Reference	MB P58 PG 64
Instrument Date	Jun 22, 2022
Instrument	22029140
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,264.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	516 COBERT LN, FRANKLIN, TN 37064-1458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077970064
Date	Nov 4, 2019
Book Page	7797/0064
Instrument	19046281

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 9, 2020
Property Address	516 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0082790581
Book / Page	8279 / 581
Map Reference	MB P58 PG 64
Instrument Date	Oct 28, 2020
Instrument	20063614
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	RED DOOR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PGS DEED SH LN, WASHINGTON, DC 20063-0001

Mortgage

Document Number	0020063615
Date	Nov 9, 2020
Instrument	20063615

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	516 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0080850305
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 COBERT LN FRANKLIN TN 370641458, FRANKLIN, TN 37064-1458

Mortgage

Document Number	0080850305
Date	Jul 10, 2020
Book Page	008085/000305
Instrument	35167

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	265 BROADHOLLOW RD # 220, MELVILLE, NY 11747-4833

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 14, 2018
Property Address	516 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0074610639
Book / Page	7461 / 0639
Map Reference	MB P59 PG142
Instrument Date	Sep 12, 2018
Instrument	18036613
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CENTENNIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,398.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 COBERT LN, FRANKLIN, TN 37064-1458

Mortgage

Document Number	0018036614
Date	Sep 14, 2018
Instrument	18036614

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jan 19, 2017
Property Address	516 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0069860827
Book / Page	6986 / 0827
Map Reference	MB P59 PG142
Instrument Date	Jan 17, 2017
Instrument	17002286
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE CO TENNESSEE D

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 COBERT LN, FRANKLIN, TN 37064-1458

Mortgage

Document Number	0017002287
Date	Jan 19, 2017
Instrument	17002287

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00 (-41.99%)	$146,575 (+59.67%) Land $32,500 Building $114,075	$586,300 (+59.67%) Land $130,000 Building $456,300
2024	$3,958.00 (+1%)
2023	$1,979.00	$91,800 (-) Land $20,000 Building $71,800	$367,200 (-) Land $80,000 Building $287,200
2022	$1,979.00	$91,800 Land $20,000 Building $71,800	$367,200 Land $80,000 Building $287,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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