520 Cobert Ln, Franklin, TN 37064 Property Records

Williamson County property record for 520 Cobert Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,675 sqft · built 2014
Lot Size	0.044 acres (1,914 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Aug 2026)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`089N-A-044.00-000`

Property Details

APN / Parcel Number

Primary APN	`089N-A-044.00-000`
Alternative APNs	`094089N A 04400` `1085121`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,675 sqft Living Area
Gross Area	1,890 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Roof Material	Asphalt
Lot Area	1,914 sqft (0.044 acres)
Lot Dimensions	87 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 COBERT LN
City	FRANKLIN
State	TN
Zip	37064-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD LOCKWOOD GLEN SEC 1 PB 59 PG 142 LOT 0081 SUBD NICHOLS BEND PB 58 PG 64 LOT 0081 SUBD NICHOLS BEND SEC1 PB 59 PG 142 LOT 0081
Legal Subdivision	LOCKWOOD GLEN
Legal Lot Number	0081
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4113
Census Tract	51002

Owner

Source: Williamson County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 COBERT LN, FRANKLIN, TN 37064-1458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Mar 5, 2026	Warranty Deed, Transfer
Jun 10, 2020	Warranty Deed, Transfer NATIONS LNDG
Oct 2, 2018	Quit Claim Deed, Transfer RUDY TITLE AND ESCROW
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Mar 5, 2026 · Amount on Record
Deed Document Number	202630405
Deed Book / Page	10113 / 660
Prior Transfer Date	Sep 14, 2018
Prior Transfer Doc	0074750272
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 24, 2026
Property Address	520 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0000030405
Book / Page	10113 / 660
Instrument Date	Aug 11, 2026
Instrument	202630405
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	LENDERS EDGE TITLE, LENDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213,009.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 COBERT LN, FRANKLIN, TN 37064-1458

Mortgage

Document Number	0000030406,
Date	Aug 24, 2026
Instrument	202630406

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 5, 2026
Property Address	520 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0099610371
Book / Page	9961 / 371
Map Reference	MB P59 PG 142
Instrument Date	Mar 4, 2026
Instrument	26007110
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	520 COBERT LN, FRANKLIN, TN 37064-1458

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 10, 2020
Property Address	520 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0080380463
Book / Page	008038 / 000463
Instrument Date	May 22, 2020
Instrument	27881
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 COBERT LN FRANKLIN TN 370641458, FRANKLIN, TN 37064-1458

Mortgage

Document Number	80380466
Date	Jun 10, 2020
Book Page	008038/000466
Instrument	27882

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 2, 2018
Property Address	520 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0074750272
Book / Page	007475 / 000272
Instrument Date	Sep 14, 2018
Instrument	39106
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	RUDY TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 COBERT LN FRANKLIN TN 370641458, FRANKLIN, TN 37064-1458

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 16, 2018
Property Address	520 COBERT LN, FRANKLIN, TN 37064-1458
Document Number	0073630645
Book / Page	7363 / 0645
Map Reference	MB P59 PG142
Instrument Date	May 11, 2018
Instrument	18018353
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,282.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 COBERT LN, FRANKLIN, TN 37064-1458

Mortgage

Document Number	0018018354
Date	May 16, 2018
Instrument	18018354

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,038.00 (-42.72%)	$130,175 (+57.79%) Land $32,500 Building $97,675	$520,700 (+57.79%) Land $130,000 Building $390,700
2024	$3,558.00 (+1%)
2023	$1,779.00	$82,500 (-) Land $20,000 Building $62,500	$330,000 (-) Land $80,000 Building $250,000
2022	$1,779.00	$82,500 Land $20,000 Building $62,500	$330,000 Land $80,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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