522 Bluff Pointe Rd, Harriman, TN 37748 Property Records

Roane County property record for 522 Bluff Pointe Rd, Harriman, TN 37748 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,534 sqft · built 1975
Lot Size	0.567 acres (24,714 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Oct 2020)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073057K A 00400`

Property Details

APN / Parcel Number

Primary APN	`073057K A 00400`
Alternative APN	`057K A 00400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,534 sqft Living Area
1st Floor Area	1,582 sqft
Basement Area	1,596 sqft
Finished Basement	952 sqft
Unfinished Basement	644 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,714 sqft
Lot Dimensions	150 ft deep x 164 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	194 sqft
Deck Area	400 sqft
Patio Area	496 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 BLUFF POINTE RD
City	HARRIMAN
State	TN
Zip	37748-8436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: WESTSHORE ESTATES S/D UNIT
Legal Subdivision	WESTSHORE ESTATES
Legal Lot Number	143
Jurisdiction	ROANE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2074
Census Tract	30600

Owner

Source: Roane County records · APN 073057K A 00400

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 BLUFF POINTE RD, HARRIMAN, TN 37748-8436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Sep 14, 2012 · Amount on Record
Deed Document Number	20007767
Deed Book / Page	1762 / 172
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Oct 13, 2020
Property Address	522 BLUFF POINTE RD, HARRIMAN, TN 37748-8436
Document Number	1762172
Book / Page	1762 / 172
Map Reference	MB 6 PG 61
Instrument Date	Sep 30, 2020
Instrument	20007767
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PARAMOUNT LAND TTL OF KNOXVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 BLUFF POINTE RD, HARRIMAN, TN 37748-8436

Mortgage

Document Number	20007768
Date	Oct 13, 2020
Instrument	20007768

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (+19.15%)	$87,600 (+90.85%) Land $6,250 Building $81,350	$350,400 (+90.85%) Land $25,000 Building $325,400
2023		$45,900 (-) Land $5,000 Building $40,900
2022	$1,102.00	$45,900 Land $5,000 Building $40,900	$183,600 (-) Land $20,000 Building $163,600
2020			$183,600 Land $20,000 Building $163,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roane County (47145C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 66% of Tennessee
Wildfire Likelihood	About 1 in 990 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.