521 Bluff Pointe Rd, Harriman, TN 37748 Property Records

Roane County property record for 521 Bluff Pointe Rd, Harriman, TN 37748

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,275 sqft · built 1983
Lot Size	0.585 acres (25,500 sqft)
Owner	Individual Name on File
Last Sale	$288,500 (Jun 2025)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073057K B 00200`

Property Details

APN / Parcel Number

Primary APN	`073057K B 00200`
Alternative APN	`057K B 00200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,275 sqft Living Area
1st Floor Area	1,524 sqft
Upper Floors Area	751 sqft
Basement Area	239 sqft
Finished Basement	239 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,500 sqft
Lot Dimensions	170 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	216 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	521 BLUFF POINTE RD
City	HARRIMAN
State	TN
Zip	37748-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: WESTSHORE ESTATES S/D UNIT
Legal Subdivision	WESTSHORE ESTATES
Legal Lot Number	129
Jurisdiction	ROANE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2078
Census Tract	30600

Owner

Source: Roane County records · APN 073057K B 00200

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 7063, TROY, MI 48007-7063
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	25004824
Deed Book / Page	2019 / 199
Record Updated	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE TN
Recording Date	Jun 26, 2020
Property Address	521 BLUFF POINTE RD, HARRIMAN, TN 37748-8437
Document Number	1745609
Book / Page	001745 / 000609
Instrument Date	Jun 25, 2020
Instrument	4677
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 BLUFF POINTE RD HARRIMAN TN 377488437, HARRIMAN, TN 37748-8437

Mortgage

Document Number	1745611
Date	Jun 26, 2020
Book Page	001745/000611
Instrument	4678

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,224.00 (+7.37%)	$81,650 (+71.89%) Land $6,250 Building $75,400	$326,600 (+71.89%) Land $25,000 Building $301,600
2023		$47,500 (-) Land $5,000 Building $42,500
2022	$1,140.00	$47,500 Land $5,000 Building $42,500	$190,000 (-) Land $20,000 Building $170,000
2020			$190,000 Land $20,000 Building $170,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 53 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROANE CENTRAL UTILITY DISTRICT serves 5,317 people
Water Source	Purchased surface water from ROCKWOOD WATER, SEWER & GAS
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.