410 Bluff Pointe Rd, Harriman, TN 37748 Property Records

Roane County property record for 410 Bluff Pointe Rd, Harriman, TN 37748

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,184 sqft · built 1994
Lot Size0.494 acres (21,505 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Jan 2023)
Tax Bill$1,013 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN073057K A 00200

Property Details

APN / Parcel Number

Primary APN073057K A 00200
Alternative APN
  • 057K A 00200

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,184 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,505 sqft (0.494 acres)
Lot Dimensions150 ft deep x 139 ft wide
TerrainRolling
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area260 sqft
Deck Area96 sqft
Patio Area1 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address410 BLUFF POINTE RD
CityHARRIMAN
StateTN
Zip37748-8434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1; SUBDIVISION: WESTSHORE ESTATES S/D UNIT
Legal SubdivisionWESTSHORE ESTATES
Legal Lot Number141
JurisdictionROANE TN
Township / Civil Division6
Census Block Group2
Census Block2075
Census Tract30600

Owner

Source: Roane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address410 BLUFF POINTE RD, HARRIMAN, TN 37748-8434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
ENRICHMENT FEDERAL CREDIT UNION
Mar 18, 2024Deed of Trust, Mortgage · Line of Credit
ENRICHMENT FCU
Jan 5, 2023Warranty Deed, Transfer · Conventional Mortgage
ENRICHMENT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2023 · Amount on Record
Deed SaleJan 5, 2023 · Amount on Record
Prior SaleFeb 11, 1994 · Amount on Record
Deed Document Number202390
Deed Book / Page1898 / 39
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Recording DateMay 18, 2026
Property Address410 BLUFF POINTE RD, HARRIMAN, TN 37748-8434
Document Number0000020645
Book / Page2043 / 1246
Instrument DateMay 8, 2026
Instrument202620645
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 BLUFF POINTE RD, HARRIMAN, TN 37748-8434

Mortgage

Document Number0000020645,
DateMay 18, 2026
Book Page2043/1246
Instrument202620645
Lender
NameENRICHMENT FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE TN
Property Address410 BLUFF POINTE RD, HARRIMAN, TN 37748-8434
Transaction TypeMortgage
Record UpdatedMar 27, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000195361
DateMar 18, 2024
Book Page1953/61
Instrument24001715
Lender
NameENRICHMENT FCU
TypeCredit Union
AddressOAK RIDGE, TN 37831
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 17, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROANE TN
Recording DateJan 5, 2023
Property Address410 BLUFF POINTE RD, HARRIMAN, TN 37748-8434
Document Number0000189839
Book / Page1898 / 39
Map ReferenceMB 7 PG 26
Instrument DateJan 3, 2023
Instrument23000090
Transaction TypeTransfer
Record UpdatedJan 20, 2023
Title CompanyMELROSE TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,202.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 BLUFF POINTE RD, HARRIMAN, TN 37748-8434

Mortgage

Document Number0023000091
DateJan 5, 2023
Instrument23000091
Lender
NameENRICHMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Roane County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRoane County
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,013.00 (+21.17%)$67,625 (+94.05%) Land $6,250 Building $61,375$270,500 (+94.05%) Land $25,000 Building $245,500
2023$34,850 (-) Land $5,000 Building $29,850
2022$836.00$34,850 Land $5,000 Building $29,850$139,400 (-) Land $20,000 Building $119,400
2020$139,400 Land $20,000 Building $119,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 65% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROANE CENTRAL UTILITY DISTRICT
serves 5,317 people · EPA ID TN0000457
Water SourcePurchased surface water from ROCKWOOD WATER, SEWER & GAS
Last State InspectionDec 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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